915 Chief Thomas Rd, Harmony, NC 28634 Property Records

Iredell County property record for 915 Chief Thomas Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 2009
Lot Size	1.15 acres (50,486 sqft)
Owner	Individual Name on File
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4778-20-3659.000`

Property Details

APN / Parcel Number

Primary APN	`4778-20-3659.000`
Alternative APN	`77466714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,386 sqft Heated Area
Gross Area	3,018 sqft
1st Floor Area	1,386 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	50,486 sqft (1.15 acres)
Lot Width	168 ft Width
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft
Patio Area	312 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77466714
Street Address	915 CHIEF THOMAS RD
City	HARMONY
State	NC
Zip	28634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TR 1-BALLARD SR-2152
Legal Subdivision	COOL SPRINGS
Legal Tract	1
Legal Block	20
Jurisdiction	IREDELL NC
Township / Civil Division	COOL SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	60702

Owner

Source: Iredell County assessment roll, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	915 CHIEF THOMAS RD, HARMONY, NC 28634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	915 CHIEF THOMAS RD, HARMONY, NC 28634-9119
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28001883
Date	Apr 6, 2021
Book Page	2800/1883

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,382.00	$224,160 (-) Land $40,890 Building $183,270	$224,160 (-) Land $40,890 Building $183,270
2024	$1,382.00	$224,160 (-) Land $40,890 Building $183,270	$224,160 (-) Land $40,890 Building $183,270
2023	$1,382.00 (+25.18%)	$224,160 (+34.69%) Land $40,890 Building $183,270	$224,160 (+34.69%) Land $40,890 Building $183,270
2022	$1,104.00	$166,430 Land $29,210 Building $137,220	$166,430 Land $29,210 Building $137,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

5G and 4G LTE (outdoors only)

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