982 Chestnut St, Independence, OR 97351 Property Records

Polk County property record for 982 Chestnut St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,968 sqft · built 2020
Lot Size	0.124 acres (5,421 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2020)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08429-DC-00800`

Property Details

APN / Parcel Number

Primary APN	`08429-DC-00800`
Alternative APN	`579700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,968 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,664 sqft
Attic	Attic
Attic Area	608 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,421 sqft (0.124 acres)
Garage Area	468 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	579700
Street Address	982 CHESTNUT ST
City	INDEPENDENCE
State	OR
Zip	97351-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	BRANDY MEADOWS LOT 8
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	BRANDY MEADOWS
Legal Block	5
Legal Lot Number	8
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5024
Census Tract	20305

Owner

982 Chestnut St is owned by two individuals who bought it in September 2020.

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1669 WALN DR SE, SALEM, OR 97306-2956
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK
May 21, 2020	Warranty Deed, Transfer · Line of Credit LPMC LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	May 21, 2020 · Amount on File
Deed Document Number	202014132
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 29, 2020
Property Address	982 CHESTNUT ST, INDEPENDENCE, OR 97351-1548
Document Number	0000014132
Map Reference	VOL 15 PG 41
Instrument Date	Sep 28, 2020
Instrument	2020-014132
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1669 WALN DR SE, SALEM, OR 97306-2956

Mortgage

Document Number	0000014133
Date	Sep 29, 2020
Instrument	2020-014133

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 21, 2020
Property Address	982 CHESTNUT ST, INDEPENDENCE, OR 97351-1548
Document Number	0000006831
Map Reference	VOL 15 PG 41
Instrument Date	Sep 3, 2019
Instrument	2020-006831
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 SUNNYSIDE RD SE, SALEM, OR 97306-9315
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006832
Date	May 21, 2020
Instrument	2020-006832

Lender

Name	LPMC LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 982 Chestnut St was $5,117, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,530 (+3%) Land $71,210 Building $219,320	$525,540 (+0.53%) Land $150,000 Building $375,540
2025	$5,117.00 (+3.77%)	$282,070 (+3%) Land $69,130 Building $212,940	$522,750 (+2.4%) Land $138,900 Building $383,850
2024	$4,931.00 (-2.51%)	$273,860 (+3%) Land $67,120 Building $206,740	$510,510 (+1.23%) Land $137,600 Building $372,910
2023	$5,058.00 (+8.96%)	$265,890 (+3%) Land $65,160 Building $200,730	$504,290 (+8.52%) Land $135,000 Building $369,290
2022	$4,642.00	$258,150 Land $63,260 Building $194,890	$464,710 Land $114,000 Building $350,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 982 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures