1002 Chestnut St, Independence, OR 97351 Property Records

Polk County property record for 1002 Chestnut St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 2020
Lot Size	0.14 acres (6,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Dec 2025)
Tax Bill	$4,969 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08429-DC-00700`

Property Details

APN / Parcel Number

Primary APN	`08429-DC-00700`
Alternative APN	`579699`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	2,229 sqft
1st Floor Area	1,748 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,096 sqft (0.14 acres)
Garage Area	481 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	579699
Street Address	1002 CHESTNUT ST
City	INDEPENDENCE
State	OR
Zip	97351-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	BRANDY MEADOWS LOT 7
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	BRANDY MEADOWS
Legal Block	5
Legal Lot Number	7
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5024
Census Tract	20305

Owner

Source: Polk County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	723 GERST DR, NEWBURY PARK, CA 91320-2112
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	20259562
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Dec 12, 2025
Property Address	1002 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Document Number	0000009562
Map Reference	VOL 15 PG 41
Instrument Date	Dec 11, 2025
Instrument	2025-009562
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	723 GERST DR, NEWBURY PARK, CA 91320-2112

Mortgage

Document Number	0000009563
Date	Dec 12, 2025
Instrument	2025-009563

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Dec 9, 2022
Property Address	1002 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Document Number	0000012751
Map Reference	VOL 16 PG 5
Instrument Date	Dec 8, 2022
Instrument	2022-012751
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1252 S 10TH ST, INDEPENDENCE, OR 97351-1559

Mortgage

Document Number	0000012752
Date	Dec 9, 2022
Instrument	2022-012752

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 14, 2021
Property Address	1002 CHESTNUT ST, INDEPENDENCE, OR 97351-1549
Document Number	0000016235
Map Reference	VOL 15 PG 41
Instrument Date	Oct 14, 2021
Instrument	2021-016235
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1002 CHESTNUT ST, INDEPENDENCE, OR 97351-1549

Mortgage

Document Number	0000016236
Date	Oct 14, 2021
Instrument	2021-016236

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,080 (+3%) Land $71,220 Building $210,860	$509,780 (+0.45%) Land $150,000 Building $359,780
2025	$4,969.00 (+3.8%)	$273,870 (+3%) Land $69,140 Building $204,730	$507,490 (+1.7%) Land $138,900 Building $368,590
2024	$4,787.00 (-2.52%)	$265,900 (+3%) Land $67,130 Building $198,770	$499,020 (+1.24%) Land $137,600 Building $361,420
2023	$4,911.00 (+8.96%)	$258,160 (+3%) Land $65,170 Building $192,990	$492,910 (+8.03%) Land $135,000 Building $357,910
2022	$4,507.00	$250,650 Land $63,270 Building $187,380	$456,280 Land $114,000 Building $342,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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