San Mateo County property record for 982 Birch St, Montara, CA 94037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,620 sqft · built 1976 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,003 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-128-090 |
| Primary APN | 036-128-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,620 sqft Living Area |
| Gross Area | 3,180 sqft |
| 1st Floor Area | 1,630 sqft |
| 2nd Floor Area | 990 sqft |
| Basement Area | 560 sqft |
| Family Room | Family Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Basement |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 982 BIRCH ST |
|---|---|
| City | MONTARA |
| State | CA |
| Zip | 94037-9842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 15 16 BLOCK 2 MONTARA AMEND & SUPP |
| Legal Subdivision | MONTARA AMEND & SUPP |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 613600 |
982 Birch St is owner-occupied and held in a trust since April 2003.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 370390, MONTARA, CA 94037-0390 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 11, 2003 |
| Transfer Doc | 0000178852 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 982 Birch St was $5,003 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,624 (+2%) Land $21,181 Building $161,443 | ||
| 2025 | $5,003.00 Homeowner's exemption | $179,044 Land $20,766 Building $158,278 | |
| 2023 | $4,419.00 (-7.2%) Homeowner's exemption | $172,093 Land $19,960 Building $152,133 | $1,359,810 |
| 2022 | $4,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 982 Birch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 Birch St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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