975 Birch St, Montara, CA 94037 Property Records

San Mateo County property record for 975 Birch St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 1967
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Jul 2013)
Tax Bill	$12,076 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-129-030`

Property Details

APN / Parcel Number

Primary APN	`036-129-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	2,010 sqft
Basement Area	860 sqft
Family Room	Family Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	75 ft deep x 70 ft wide
Garage Type	Basement
Garage Area	860 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	975 BIRCH ST
City	MONTARA
State	CA
Zip	94037-9861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 27 28 BLOCK 1 MONTARA AMEND & SUPP
Legal Subdivision	MONTARA AMEND & SUPP
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4004
Census Tract	613600

Owner

975 Birch St is owned and occupied by an individual who bought it in July 2013.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 31042, SAN FRANCISCO, CA 94131-0042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2013 · Amount on File
Deed Sale	Jul 19, 2013 · Amount on File
Deed Document Number	2013106034
Prior Transfer Date	Nov 19, 2007
Prior Transfer Doc	0000170645
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	975 BIRCH ST, MONTARA, CA 94037-9861
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 BIRCH ST, MONTARA, CA 94037-9861

Mortgage

Document Number	0000046233
Date	Mar 23, 2021
Instrument	2021-046233

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	975 BIRCH ST, MONTARA, CA 94037-9861
Document Number	0000085767
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 BIRCH ST MONTARA CA 940379861, MONTARA, CA 94037-9861

Mortgage

Document Number	0000085767
Date	Aug 26, 2020
Instrument	85767

Lender

Name	WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 975 Birch St was $12,076 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$775,221 (+2%) Land $500,144 Building $275,077
2025	$12,076.00 Homeowner's exemption	$760,022 Land $490,338 Building $269,684
2023	$10,384.00 (+1.68%) Homeowner's exemption	$730,512 Land $471,299 Building $259,213	$1,140,840
2022	$10,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 Birch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Birch St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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