982 18th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 982 18th Ave NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details1,803 sqft · built 2020
Lot Size1.13 acres (49,658 sqft)
OwnerIndividual Name on File
Last Sale$342,000 (Aug 2020)
Tax Bill$4,051 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN333100 28 03C26

Property Details

APN / Parcel Number

Primary APN333100 28 03C26
Alternative APNs
  • 378022800040726002803
  • 37802280004

Interior

Building Area1,803 sqft Living Area
1st Floor Area1,803 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeMasonry / Concrete Block
Lot Area49,658 sqft

Location & Zoning

Street Address982 18TH AVE NE
CityNAPLES
StateFL
Zip34120-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 24 W 75FT OF E 180FT OF TR 28 OR 1159 PG 1421 22
Legal Range27
Legal Township48
Legal Section26
Legal SubdivisionGOLDEN GATE EST UNIT 24
Legal Tract28
Legal Block1
Legal Unit24
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1009
Census Tract11214

Owner

982 18th Ave NE is owned and occupied by an individual who bought it in August 2020.

Source: Collier County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address982 18TH AVE NE, NAPLES, FL 34120-3405
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 7, 2020Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 20, 2019Warranty Deed, Transfer
NOT AVAILABLE
Oct 23, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2020 · Amount on File
Deed SaleAug 7, 2020 · Amount on File
Prior SaleOct 23, 2019 · Amount on File
Deed Document Number20205905121
Deed Book / Page5798 / 3647
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address982 18TH AVE NE, NAPLES, FL 34120-3405
Transaction TypeMortgage
Record UpdatedJun 8, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 18TH AVE NE, NAPLES, FL 34120-3405

Mortgage

Document Number0062502963
DateMay 24, 2023
Book Page6250/2963
Instrument6407446
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 7, 2020
Property Address982 18TH AVE NE, NAPLES, FL 34120-3405
Document Number0057983647
Book / Page5798 / 3647
Map ReferenceMB 7 PG 11
Instrument DateAug 3, 2020
Instrument5905121
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,394.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2791 GOLDEN GATE BLVD E, 2791, NAPLES, FL 34120-3773

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 18TH AVE NE, NAPLES, FL 34120-3405

Mortgage

Document Number0057983649
DateAug 7, 2020
Instrument5798/3649
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 20, 2019
Property Address982 18TH AVE NE, NAPLES, FL 34120-3405
Document Number0057090491
Book / Page005709 / 000491
Instrument DateDec 12, 2019
Instrument5806736
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2791 GOLDEN GATE BLVD E NAPLES FL 341203773, NAPLES, FL 34120-3773

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 23, 2019
Property Address982 18TH AVE NE, NAPLES, FL 34120-3405
Document Number0056872263
Book / Page005687 / 002263
Instrument DateOct 22, 2019
Instrument5781259
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2791 GOLDEN GATE BLVD E NAPLES FL 341203773, NAPLES, FL 34120-3773

Tax Assessment & Valuation

The 2025 property tax bill for 982 18th Ave NE was $4,051 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,476 (+2.7%)$438,786 (-1.13%) Land $72,960 Building $365,826
2025$4,051.00 Homeowner's exemption$350,999$443,783 Land $72,960 Building $370,823
2023$3,888.00 (-1.07%) Homeowner's exemption$331,172 (+3%)$484,543 (+9.36%) Land $72,960 Building $411,583
2022$3,930.00 Homeowner's exemption$321,526$443,060 Land $56,259 Building $386,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 982 18th Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 160 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies160 in force
Nearby Flood Claims3 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 18th Ave NE is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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