970 18th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 970 18th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,886 sqft · built 2003
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$163,500 (Mar 2011)
Tax Bill	$4,618 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`333100 28 13C26`

Property Details

APN / Parcel Number

Primary APN	`333100 28 13C26`
Alternative APN	`37802320003`

Interior

Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,886 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	98,881 sqft

Location & Zoning

Street Address	970 18TH AVE NE
City	NAPLES
State	FL
Zip	34120-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 24 W 150FT OF TR 28
Legal Range	27
Legal Township	48
Legal Section	26
Legal Subdivision	GOLDEN GATE EST UNIT 24
Legal Tract	28
Legal Block	1
Legal Lot Number	1
Legal Unit	24
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1009
Census Tract	11214

Owner

970 18th Ave NE is owned and occupied by two individuals who bought it in March 2011.

Source: Collier County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 18TH AVE NE, NAPLES, FL 34120-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jul 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK
Oct 13, 2021	Intrafamily Transfer, Transfer
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2011 · Amount on File
Deed Sale	Mar 7, 2011 · Amount on File
Prior Sale	Aug 24, 2010 · Amount on File
Deed Document Number	20114533458
Deed Book / Page	4658 / 2780
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	0046582778
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Aug 21, 2026
Property Address	970 18TH AVE NE, NAPLES, FL 34120-3405
Document Number	0006865854
Book / Page	6622 / 1482
Instrument Date	Aug 17, 2026
Instrument	20266865854
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 18TH AVE NE, NAPLES, FL 34120-3405

Mortgage

Document Number	0006865854,
Date	Aug 21, 2026
Book Page	6622/1482
Instrument	20266865854

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jul 27, 2023
Property Address	970 18TH AVE NE, NAPLES, FL 34120-3405
Document Number	0062721189
Book / Page	6272 / 1189
Map Reference	MB 7 PG 11
Instrument Date	Jul 3, 2023
Instrument	6433637
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	EVERGLADES ABSTRACT & TTL CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 18TH AVE NE, NAPLES, FL 34120-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 18TH AVE NE, NAPLES, FL 34120-3405

Mortgage

Document Number	0062721191
Date	Jul 27, 2023
Book Page	6272/1191
Instrument	6433638

Lender

Name	FIRST BANK
Type	Bank
Address	CLEWISTON, FL 33440

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jul 19, 2026
Change Frequency	3 Years
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	3-Year TN
Max Rate	11.3%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Oct 13, 2021
Property Address	970 18TH AVE NE, NAPLES, FL 34120-3405
Document Number	0060261488
Book / Page	6026 / 1488
Map Reference	MB 7 PG 11&12
Instrument Date	Oct 3, 2021
Instrument	6142720
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 18TH AVE NE, NAPLES, FL 34120-3405

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 16, 2018
Property Address	970 18TH AVE NE, NAPLES, FL 34120-3405
Document Number	0054672515
Book / Page	005467 / 002515
Instrument Date	Nov 1, 2017
Instrument	5496218
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 18TH AVE NE NAPLES FL 341203405, NAPLES, FL 34120-3405

Tax Assessment & Valuation

The 2025 property tax bill for 970 18th Ave NE was $4,618 with a homeowner's exemption, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,199 (-1.03%) Land $145,280 Building $247,919	$393,199 (-1.03%) Land $145,280 Building $247,919
2025	$4,618.00 (+2.28%) Homeowner's exemption	$397,300 Land $145,280 Building $252,020	$397,300 Land $145,280 Building $252,020
2024	$4,515.00 (-1.53%)
2023	$4,585.00 (-1.21%) Homeowner's exemption	$386,614 (+3%)	$424,787 (+13.17%) Land $145,280 Building $279,507
2022	$4,641.00 Homeowner's exemption	$375,353 Land $112,025 Building $263,328	$375,353 Land $112,025 Building $263,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 18th Ave NE in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 18th Ave NE is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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