9819 Arbor Hill Dr, Silver Spring, MD 20903 Property Records

Montgomery County property record for 9819 Arbor Hill Dr, Silver Spring, MD 20903

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,764 sqft · built 1960
Lot Size0.266 acres (11,563 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Dec 2018)
Tax Bill$5,088 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00296150

Property Details

APN / Parcel Number

Primary APN05-00296150
Alternative APN
  • 00296150

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,192 sqft
Basement Area572 sqft
Finished Basement572 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area11,563 sqft (0.266 acres)
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00296150
Street Address9819 ARBOR HILL DR
CitySILVER SPRING
StateMD
Zip20903-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionOAKVIEW
Legal SubdivisionOAKVIEW
Legal Block27
Legal Lot Number10
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group3
Census Block3000
Census Tract701602

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9819 ARBOR HILL DR, SILVER SPRING, MD 20903-1802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 13, 2018Deed, Transfer · ARM
LAFAYETTE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2018 · Amount on Record
Deed SaleDec 13, 2018 · Amount on Record
Deed Book / Page56986 / 251
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address9819 ARBOR HILL DR, SILVER SPRING, MD 20903-1802
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0638180150
DateAug 23, 2021
Book Page63818/150
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueApr 1, 2051

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateDec 13, 2018
Property Address9819 ARBOR HILL DR, SILVER SPRING, MD 20903-1802
Document Number0569860251
Book / Page56986 / 251
Map ReferenceMB61 PL54245
Instrument DateNov 28, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9819 ARBOR HILL DR, SILVER SPRING, MD 20903-1802

Mortgage

Document Number0056986258
DateDec 13, 2018
Instrument56986/258
Lender
NameLAFAYETTE FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateDec 1, 2023
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change5.87%
IndexOther
Max Rate8.87%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,200 (+4.91%) Land $221,900 Building $230,300$452,200 (-) Land $221,900 Building $230,300
2025$5,088.00 (+23.74%)$431,033 (+10.89%)$452,200 (+16.34%) Land $221,900 Building $230,300
2023$388,700 Land $221,900 Building $166,800$388,700 Land $221,900 Building $166,800
2022$4,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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