9812 Arbor Hill Dr, Silver Spring, MD 20903 Property Records

Montgomery County property record for 9812 Arbor Hill Dr, Silver Spring, MD 20903

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,900 sqft · built 1959
Lot Size0.145 acres (6,306 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Aug 2021)
Tax Bill$5,874 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00297473

Property Details

APN / Parcel Number

Primary APN05-00297473
Alternative APN
  • 00297473

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,900 sqft Living Area
1st Floor Area1,192 sqft
Basement Area708 sqft
Finished Basement708 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Foyer
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area6,306 sqft (0.145 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00297473
Street Address9812 ARBOR HILL DR
CitySILVER SPRING
StateMD
Zip20903-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionOAKVIEW
Legal SubdivisionOAKVIEW
Legal Block28
Legal Lot Number16
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group3
Census Block3005
Census Tract701602

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9812 ARBOR HILL DR, SILVER SPRING, MD 20903-1801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Nov 13, 2019Deed, Transfer · Conventional Mortgage
HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleNov 13, 2019 · Amount on Record
Deed Book / Page63725 / 300
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 12, 2021
Property Address9812 ARBOR HILL DR, SILVER SPRING, MD 20903-1801
Document Number0637250300
Book / Page63725 / 300
Map ReferenceMB 61 PL 5245
Instrument DateJul 16, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9812 ARBOR HILL DR, SILVER SPRING, MD 20903-1801

Mortgage

Document Number0063725310
DateAug 12, 2021
Instrument63725/310
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2051

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateNov 13, 2019
Property Address9812 ARBOR HILL DR, SILVER SPRING, MD 20903-1801
Document Number0584840094
Book / Page58484 / 094
Map ReferenceMB 61 PL 5245
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyHARVEST TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,125.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9812 ARBOR HILL DR, SILVER SPRING, MD 20903-1801

Mortgage

Document Number0058484100
DateNov 13, 2019
Instrument58484/100
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,500 (+8.27%) Land $200,500 Building $275,000$475,500 (-) Land $200,500 Building $275,000
2025$5,874.00 (+29.38%)$439,200 (+19.8%)$475,500 (+29.71%) Land $200,500 Building $275,000
2023$366,600 Land $200,500 Building $166,100$366,600 Land $200,500 Building $166,100
2022$4,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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