9818 Waters Ln, Rowlett, TX 75089 Property Records

Dallas County property record for 9818 Waters Ln, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,345 sqft · built 2014
Lot Size	0.461 acres (20,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,064,000 (Dec 2025)
Tax Bill	$23,019 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`448014700A00200`

Property Details

APN / Parcel Number

Primary APN	`448014700A00200`
Alternative APN	`44-80147-00A-002-0000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,345 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,100 sqft (0.461 acres)
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	448014700A00200
Street Address	9818 WATERS LN
City	ROWLETT
State	TX
Zip	75089-4876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	WATERS EDGE PH 1 BLK A LT 2 INT202500263265 DD12152025 CO-DC 8014700A00200 1CW8014700A
Legal Subdivision	WATERS EDGE PH 1
Legal Block	A
Legal Lot Number	2
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2007
Census Tract	18144

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9818 WATERS LN, ROWLETT, TX 75089-4876
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Dec 15, 2025	Vendor's Lien, Transfer · Conventional Mortgage BISON STATE BANK
Feb 25, 2020	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Apr 28, 2015 · Amount on Record
Deed Document Number	2025263265
Prior Transfer Date	Apr 24, 2015
Prior Transfer Doc	0000107316
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	9818 WATERS LN, ROWLETT, TX 75089-4876
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, SUPERIOR ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000127676
Date	Apr 30, 2021
Instrument	202100127676

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	9818 WATERS LN, ROWLETT, TX 75089-4876
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, ST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163014
Date	Aug 5, 2025
Instrument	202500163014

Lender

Name	SIMMONS BANK
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 15, 2025
Property Address	9818 WATERS LN, ROWLETT, TX 75089-4876
Document Number	0000263265
Map Reference	DOC 201300087190
Instrument Date	Dec 15, 2025
Instrument	202500263265
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9818 WATERS LN, ROWLETT, TX 75089-4876

Mortgage

Document Number	0000263266
Date	Dec 15, 2025
Instrument	202500263266

Lender

Name	BISON STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	9818 WATERS LN, ROWLETT, TX 75089-4876
Document Number	0000059555
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	SUPERIOR ABSTRACT COMPANY, SUPERIOR ABSTRACT CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9818 WATERS LN ROWLETT TX 750894876, ROWLETT, TX 75089-4876

Mortgage

Document Number	0000059555
Date	Mar 2, 2020
Instrument	59555

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,300,000 (-11.3%) Land $300,000 Building $1,000,000	$1,300,000 (-11.3%) Land $300,000 Building $1,000,000
2025	$23,019.00 (+15.77%) Homeowner's exemption	$1,465,650 (+11.69%) Land $300,000 Building $1,165,650	$1,465,650 (+11.69%) Land $300,000 Building $1,165,650
2024	$19,883.00 (+15.05%)
2023	$17,282.00 (-4.77%) Homeowner's exemption	$1,312,250 Land $300,000 Building $1,012,250	$1,312,250 Land $300,000 Building $1,012,250
2022	$18,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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