9810 Waters Ln, Rowlett, TX 75089 Property Records

Dallas County property record for 9810 Waters Ln, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,010 sqft · built 2015
Lot Size	0.477 acres (20,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,022,900 (Aug 2021)
Tax Bill	$29,761 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`448014700A00400`

Property Details

APN / Parcel Number

Primary APN	`448014700A00400`
Alternative APN	`44-80147-00A-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,010 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,772 sqft (0.477 acres)
Garage Type	Attached
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	448014700A00400
Street Address	9810 WATERS LN
City	ROWLETT
State	TX
Zip	75089-4876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	WATERS EDGE PH 1 BLK A LT 4 INT202100228432 DD07292021 CO-DC 8014700A00400 1CW8014700A
Legal Subdivision	WATERS EDGE PH 1
Legal Block	A
Legal Lot Number	4
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2007
Census Tract	18144

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9810 WATERS LN, ROWLETT, TX 75089-4876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Vendor's Lien, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Dec 11, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Sep 2, 2014 · Amount on Record
Deed Document Number	2021228432
Prior Transfer Date	Aug 28, 2014
Prior Transfer Doc	0000223689
Record Updated	Sep 20, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 2, 2021
Property Address	9810 WATERS LN, ROWLETT, TX 75089-4876
Document Number	202100228432
Map Reference	DOC 201300087190
Instrument Date	Jul 29, 2021
Instrument	202100228432
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	REPUBLIC TITLE INC, REPUBLIC TITLE OF TX

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9810 WATERS LN, ROWLETT, TX 75089-4876
Investor	Possibly a Property Investor

Mortgage

Document Number	202100228433
Date	Aug 2, 2021
Instrument	202100228433

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	9810 WATERS LN, ROWLETT, TX 75089-4876
Document Number	0000338857
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9810 WATERS LANE ROWLETT ROWLETT TX 75089, ROWLETT, TX 75089

Mortgage

Document Number	0000338857
Date	Dec 17, 2019
Instrument	338857

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,199,750 (-8.74%) Land $300,000 Building $899,750	$1,199,750 (-8.74%) Land $300,000 Building $899,750
2025	$29,761.00 (+7.68%) Homeowner's exemption Veteran's exemption Additional exemption filed	$1,314,710 (+12.46%) Land $300,000 Building $1,014,710	$1,314,710 (+12.46%) Land $300,000 Building $1,014,710
2024	$27,638.00 (+12.45%)
2023	$24,579.00 (-4.87%) Homeowner's exemption	$1,169,000 Land $300,000 Building $869,000	$1,169,000 Land $300,000 Building $869,000
2022	$25,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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