9818 Rainleaf Ct, Columbia, MD 21046 Property Records

Howard County property record for 9818 Rainleaf Ct, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,520 sqft · built 1982
Lot Size	0.032 acres (1,393 sqft)
Owner	2 Trust Names on File
Last Sale	$230,000 (Dec 2003)
Tax Bill	$5,444 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-172529`

Property Details

APN / Parcel Number

Primary APN	`16-172529`
Alternative APN	`172529`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Total Area
Basement Area	247 sqft
Finished Basement	247 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	1,393 sqft (0.032 acres)
Deck Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	172529
Street Address	9818 RAINLEAF CT
City	COLUMBIA
State	MD
Zip	21046-1822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT B-123 .032 A 9818 RAINLEAF CT VIL KINGS CONT S 3 AR 1
Legal Subdivision	VILLAGE KINGS CONTRIVANCE SEC
Legal Lot Number	B 123
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

9818 Rainleaf Ct, a townhouse, is owner-occupied and held in a trust since December 2003.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1521, LAUREL, MD 20725-1521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2003 · Amount on File
Deed Sale	Dec 2, 2003 · Amount on File
Prior Sale	Nov 17, 1999 · Amount on File
Deed Document Number	200342884
Deed Book / Page	7863 / 27
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9818 RAINLEAF CT, COLUMBIA, MD 21046-1822
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230050408
Date	Nov 17, 2025
Book Page	23005/408

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9818 RAINLEAF CT, COLUMBIA, MD 21046-1822
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192640028
Date	Mar 31, 2020
Book Page	19264/28

Lender

Name	FEDERAL CREDIT UNION
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 9818 Rainleaf Ct was $5,444 with a homeowner's exemption, up 2.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,444.00 (+2.89%) Homeowner's exemption	$347,700 (+2.8%) Land $160,000 Building $187,700	$347,700 (-) Land $160,000 Building $187,700
2025	$5,291.00 Homeowner's exemption	$338,233	$347,700 Land $160,000 Building $187,700
2023		$319,300 Land $130,000 Building $189,300	$319,300 Land $130,000 Building $189,300
2022	$3,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9818 Rainleaf Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9818 Rainleaf Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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