9818 Forest St, Dyer, IN 46311 Property Records

Lake County property record for 9818 Forest St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,861 sqft · built 2006
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$256,500 (Sep 2015)
Tax Bill	$3,726 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0342-0009`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0342-0009`
Alternative APNs	`45-10-36-302-008.000-032` `091103420009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,861 sqft Living Area
Gross Area	5,005 sqft
1st Floor Area	2,861 sqft
Basement Area	1,417 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	727 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9818 FOREST ST
City	DYER
State	IN
Zip	46311-2895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	PRAIRIE TRAILS PHASE IV LOT 9
Legal Subdivision	PRAIRIE TRAILS PHASE IV
Legal Phase	IV
Legal Lot Number	9
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2028
Census Tract	42608

Owner

9818 Forest St is owned and occupied by two individuals who bought it in September 2015.

Source: Lake County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9818 FOREST ST, DYER, IN 46311-2895
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Sep 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Oct 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2015 · Amount on File
Deed Sale	Sep 30, 2015 · Amount on File
Prior Sale	May 1, 2006
Deed Document Number	201567378
Prior Transfer Date	Sep 17, 2014
Prior Transfer Doc	0000058573
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 24, 2026
Property Address	9818 FOREST ST, DYER, IN 46311-2895
Document Number	0000531313
Instrument Date	Jul 20, 2026
Instrument	2026531313
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9818 FOREST ST, DYER, IN 46311-2895

Mortgage

Document Number	0000531313,
Date	Jul 24, 2026
Instrument	2026531313

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9818 FOREST ST, DYER, IN 46311-2895
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9818 FOREST ST, DYER, IN 46311-2895

Mortgage

Document Number	0000003267
Date	Feb 1, 2024
Instrument	2024-503267

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	CRETE, IL 60417

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9818 FOREST ST, DYER, IN 46311-2895
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004103
Date	Jan 25, 2022
Instrument	2022-504103

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9818 FOREST ST, DYER, IN 46311-2895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059503
Date	Sep 5, 2017
Instrument	2017 059503

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9818 FOREST ST, DYER, IN 46311-2895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060837
Date	Sep 6, 2019
Instrument	2019 060837

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9818 FOREST ST, DYER, IN 46311-2895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074258
Date	Oct 29, 2019
Instrument	2019 074258

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	DYER, IN 46311

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$527,200 Land $65,500 Building $461,700	$527,200 Land $65,500 Building $461,700
2024	$3,726.00
2023		$470,900 (+5.18%) Land $65,500 Building $405,400	$470,900 (+5.18%) Land $65,500 Building $405,400
2022	$3,936.00	$447,700 Land $58,900 Building $388,800	$447,700 Land $58,900 Building $388,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9818 Forest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9818 Forest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

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