9815 Forest St, Dyer, IN 46311 Property Records

Lake County property record for 9815 Forest St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 2006
Lot Size	0.173 acres (7,579 sqft)
Owner	2 Owner Names on File
Tax Bill	$2,505 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0342-0016`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0342-0016`
Alternative APNs	`45-10-36-303-004.000-032` `091103420016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,766 sqft Living Area
Basement Area	1,122 sqft

Exterior

Year Built	Built 2006
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-09-11-0342-0016
Old Parcel Number	091103420016
Street Address	9815 FOREST ST
City	DYER
State	IN
Zip	46311-2890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	PRAIRIE TRAILS PHASE IV LOT 17
Legal Subdivision	PRAIRIE TRAILS PHASE IV
Legal Phase	IV
Legal Lot Number	17
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2032
Census Tract	42608

Owner

The current owner of 9815 Forest St acquired it in September 2006.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Owner Names on File
Mailing Address	9815 FOREST ST, DYER, IN 46311-2890
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 14, 2017	Deed of Trust, Mortgage CENTRA CU
Aug 9, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2006
Deed Sale	Sep 11, 2006
Deed Document Number	2006 079342
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9815 FOREST ST, DYER, IN 46311-2890
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049065
Date	Jul 27, 2021
Instrument	2021-049065

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9815 FOREST ST, DYER, IN 46311-2890
Document Number	0000071104
Instrument Date	Oct 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9815 FOREST ST DYER IN 463112890, DYER, IN 46311-2890

Mortgage

Document Number	0000071104
Date	Oct 20, 2017
Instrument	71104

Lender

Name	CENTRA CU
Type	Credit Union
Address	COLUMBUS, IN 47201

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 19, 2027

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	9815 FOREST ST, DYER, IN 46311-2890
Document Number	0000054860
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9815 FOREST ST DYER IN 463112890, DYER, IN 46311-2890

Mortgage

Document Number	0000054860
Date	Aug 17, 2017
Instrument	54860

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,300 Land $56,500 Building $309,800	$366,300 Land $56,500 Building $309,800
2024	$2,505.00
2023		$329,100 (+5.51%) Land $56,500 Building $272,600	$329,100 (+5.51%) Land $56,500 Building $272,600
2022	$2,585.00	$311,900 Land $50,800 Building $261,100	$311,900 Land $50,800 Building $261,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9815 Forest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9815 Forest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA INDIANA WATER COMPANY private · serves 1,350 people · EPA ID IN5245017
Water Source	Purchased groundwater from AQUA ILLINOIS-WILLOWBROOK
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, T-Mobile, Verizon.

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