9812 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9812 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,441 sqft · built 1998
Lot Size	0.227 acres (9,883 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2024)
Tax Bill	$3,405 (2024)
Deeds & Mortgages	Nov 2018 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1010-000-16900`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1010-000-16900`
Alternative APNs	`252211101000016900` `3738942`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,441 sqft Living Area
Gross Area	3,013 sqft
1st Floor Area	2,241 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,883 sqft (0.227 acres)
Lot Width	78 ft Width
View / Lot	Golf Course
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3738942
Street Address	9812 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALISADES PHASE 2A SUB LOT 169 PB 37 PG 80-81 ORB 6442 PG 2196
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES PHASE 2A SUB
Legal Tract	1010
Legal Lot Number	169
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2085
Census Tract	31207

Owner

9812 Spring Lake Dr is owned by two individuals who bought it in December 2024.

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1266 LEGENDARY BLVD, CLERMONT, FL 34711-5443
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Prior Sale	Nov 7, 2018 · Amount on File
Deed Document Number	2024143236
Deed Book / Page	6442 / 2196
Prior Transfer Date	Apr 12, 2016
Prior Transfer Doc	0051022006
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 7, 2018
Property Address	9812 SPRING LAKE DR, CLERMONT, FL 34711-7984
Document Number	0051951833
Book / Page	5195 / 1833
Map Reference	MB 37 PG 80&81
Instrument Date	Oct 26, 2018
Instrument	2018130983
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 WALKER RD, 551, HINSDALE, IL 60521-3526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9812 SPRING LAKE DR, CLERMONT, FL 34711-7984

Mortgage

Document Number	2018130984
Date	Nov 7, 2018
Instrument	2018130984

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	May 1, 2018
Property Address	9812 SPRING LAKE DR, CLERMONT, FL 34711-7984
Document Number	0051022006
Book / Page	005102 / 002006
Instrument Date	Apr 12, 2016
Instrument	50056
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9812 SPRING LAKE DR CLERMONT FL 347117984, CLERMONT, FL 34711-7984

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,368 (-) Land $102,300 Building $263,068	$365,368 (-) Land $102,300 Building $263,068
2025		$365,368 Land $102,300 Building $263,068	$365,368 Land $102,300 Building $263,068
2024	$3,405.00 (+8.2%)
2023	$3,147.00 (+7.88%) Homeowner's exemption	$232,390 (+3%)	$381,821 (+37.27%) Land $102,300 Building $279,521
2022	$2,917.00 Homeowner's exemption	$225,630	$278,163 Land $62,000 Building $216,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9812 Spring Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9812 Spring Lake Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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