9800 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9800 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,458 sqft · built 1998
Lot Size	0.314 acres (13,687 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Nov 2017)
Tax Bill	$4,065 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1010-000-17200`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1010-000-17200`
Alternative APN	`3738977`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,458 sqft Living Area
1st Floor Area	2,458 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,687 sqft (0.314 acres)
Lot Width	95 ft Width
Garage Type	Finished
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	390 sqft
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3738977
Street Address	9800 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE 2A SUB LOT 172 PB 37 PG 80-81 ORB 5032 PG 2284
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES
Legal Phase	2A
Legal Tract	1010
Legal Lot Number	172
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2085
Census Tract	31207

Owner

9800 Spring Lake Dr is owned and occupied by an individual who bought it in November 2017.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	9800 SPRING LAKE DR, CLERMONT, FL 34711-7984
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Nov 29, 2017	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on File
Deed Sale	Nov 29, 2017 · Amount on File
Prior Sale	Mar 8, 2000
Deed Document Number	2017126677
Deed Book / Page	5032 / 2284
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9800 SPRING LAKE DR, CLERMONT, FL 34711-7984
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9808 SPRING LAKE DR, CLERMONT, FL 34711-7984

Mortgage

Document Number	0061931357
Date	Aug 14, 2023
Book Page	6193/1357
Instrument	2023098198

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9800 SPRING LAKE DR, CLERMONT, FL 34711-7984
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9800 SPRING LAKE DR, CLERMONT, FL 34711-7984

Mortgage

Document Number	0058651534
Date	Dec 29, 2021
Book Page	5865/1534
Instrument	2021178633

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	312 Months
Due	Dec 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 29, 2017
Property Address	9800 SPRING LAKE DR, CLERMONT, FL 34711-7984
Document Number	0050322284
Book / Page	5032 / 2284
Map Reference	MB 37 PG 80&81
Instrument Date	Nov 27, 2017
Instrument	2017126677
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9800 SPRING LAKE DR, CLERMONT, FL 34711-7984

Mortgage

Document Number	2017126678
Date	Nov 29, 2017
Instrument	2017126678

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,890 Land $102,300 Building $195,590	$415,287 Land $102,300 Building $312,987
2024	$4,065.00 (+7.17%)
2023	$3,793.00 (+6.91%) Homeowner's exemption	$281,070 (+3%)	$435,134 (+34.48%) Land $102,300 Building $332,834
2022	$3,548.00 Homeowner's exemption	$272,890	$323,561 Land $62,000 Building $261,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9800 Spring Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9800 Spring Lake Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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