Anne Arundel County property record for 981 Wharf Rd, Arnold, MD 21012 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,408 sqft · built 1945 |
| Lot Size | 0.405 acres (17,649 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,854 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-749-90040244 |
| Primary APN | 03-749-90040244 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,408 sqft Total Area |
| 1st Floor Area | 1,408 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,649 sqft (0.405 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 74990040244 |
|---|---|
| Old Parcel Number | 374990040244 |
| Street Address | 981 WHARF RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 107 & .04 ACRE 981 WHARF RD SHORE ACRES |
| Legal Subdivision | SHORE ACRES |
| Legal Lot Number | 107 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731106 |
Source: Anne Arundel County records · APN 03-749-90040244
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 981 WHARF RD, ARNOLD, MD 21012-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 1986 |
| Deed Sale | Jun 13, 1986 |
| Deed Document Number | 005501 |
| Record Updated | Jun 07, 2026 |
Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,854.00 | $719,267 | $784,000 Land $633,600 Building $150,400 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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