976 Wharf Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 976 Wharf Rd, Arnold, MD 21012 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1955
Square Footage1,152 sqft Living Area
Lot Size32,813 sqft (0.753 acres)
OccupancyOwner Occupied
Tax Bill$2,947.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-749-00158200
Alternative APNs
  • 3-749-00158200
  • 74900158200

Interior

Full Baths1 Baths
Building Area1,152 sqft Living Area
1st Floor1,152 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Roof MaterialComposition Shingle Roof
Lot Area32,813 sqft (0.753 acres)
Deck Area144 sqft Deck
PorchOpen Porch
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number74900158200
Street Address976 WHARF RD
CityARNOLD
StateMD
Zip21012-1734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 100AR SHORE ACRES
Legal SubdivisionSHORE ACRES
Legal Block2
Legal Lot Number100A
JurisdictionANNE ARUNDEL MD
Minor Civil Division5
Census Blockgroup2
Census Block2001
Census Tract731106

Owner

Source: Anne Arundel County records · APN 03-749-00158200

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address976 WHARF RD, ARNOLD, MD 21012-1734
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 05, 2017Loan Modification, Mortgage · Line of Credit
SANDY SPRING BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2009
Deed SaleJun 09, 2009
Prior SaleSep 08, 1989 · Amount on Record
Deed Doc Number20093677
Deed Book / Page21111 / 352
Prior Transfer DateMay 26, 2009
Prior Transfer Doc0211110352
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address976 WHARF RD, ARNOLD, MD 21012-1734
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 WHARF RD, ARNOLD, MD 21012-1734
InvestorPossibly a Property Investor

Mortgage

Document Number0386940371
DateMay 05, 2022
Book Page38694/371
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueApr 01, 2032

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionANNE ARUNDEL MD
Property Address976 WHARF RD, ARNOLD, MD 21012-1734
Document Number0309380485
Book / Page030938 / 000485
Instrument DateMay 05, 2017
Transaction TypeMortgage
Record UpdatedJul 07, 2017
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 WHARF RD ARNOLD MD 210121734, ARNOLD, MD 21012-1734

Mortgage

Document Number0309380485
DateMay 16, 2017
Book Page030938/000485
Lender
NameSANDY SPRING BK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 15, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$374,433 (+4.33%)$405,500 (+12.98%) Land $251,200 Building $154,300
2024$2,947.00 (+25.99%)
2023$2,339.00 Homeowner's exemption$358,900 Land $251,200 Building $107,700$358,900 Land $251,200 Building $107,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Wharf Rd

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