981 W Wayne St, Lima, OH 45805 Property Records

Allen County property record for 981 W Wayne St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,720 sqft · built 1910
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Feb 2020)
Tax Bill	$533 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-3606-06-005.000`

Property Details

APN / Parcel Number

Primary APN	`36-3606-06-005.000`
Alternative APN	`M3836360606005000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	1,024 sqft
Upper Floors Area	696 sqft
Basement Area	1,024 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	119 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	981 W WAYNE ST
City	LIMA
State	OH
Zip	45805-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T ROBERTSONS ADDITION LOT 2635 FF 40.00
Legal Subdivision	A T ROBERTSONS ADDITION
Legal Lot Number	2635
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2017
Census Tract	12900

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 W WAYNE ST, LIMA, OH 45805-2475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage JACQUELINE WATKINS
Jun 10, 2022	Warranty Deed, Transfer
May 4, 2022	Warranty Deed, Transfer
Feb 10, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Nov 19, 2015 · Amount on Record
Deed Document Number	20201496
Deed Book / Page	2020 / 1496
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	981 W WAYNE ST, LIMA, OH 45805-2475
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2210001283
Date	Feb 21, 2023
Book Page	2023/1283
Instrument	202302210001283

Lender

Name	JACQUELINE WATKINS
Type	Private Party
Address	309 W KIBBY ST, LIMA, OH 45804

Agreement

Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 10, 2022
Property Address	981 W WAYNE ST, LIMA, OH 45805-2475
Document Number	6100006977
Book / Page	2022 / 6977
Map Reference	MB 2 PG 280-281
Instrument Date	May 5, 2022
Instrument	202206100006977
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W KIBBY ST, LIMA, OH 45804-1130

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 4, 2022
Property Address	981 W WAYNE ST, LIMA, OH 45805-2475
Document Number	5040005211
Book / Page	2022 / 5211
Map Reference	MB 2 PG 280&281
Instrument Date	Dec 3, 2021
Instrument	202205040005211
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 W WAYNE ST, LIMA, OH 45805-2475

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 10, 2020
Property Address	981 W WAYNE ST, LIMA, OH 45805-2475
Document Number	0000001496
Instrument Date	Feb 10, 2020
Instrument	1496
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 HILLCREST DR LIMA OH 458052619, LIMA, OH 45805-2619

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$533.00 (+0.38%)	$13,270 (-) Land $2,070 Building $11,200	$37,900 (-) Land $5,900 Building $32,000
2024	$531.00 (-7.33%)	$13,270 (+4.98%) Land $2,070 Building $11,200	$37,900 (+4.99%) Land $5,900 Building $32,000
2023	$573.00 (-4.98%)	$12,640 (-) Land $1,960 Building $10,680
2022	$603.00	$12,640 Land $1,960 Building $10,680
2021			$36,100 Land $5,600 Building $30,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: TSC.

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