977 W Wayne St, Lima, OH 45805 Property Records

Allen County property record for 977 W Wayne St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,322 sqft · built 1920
Lot Size	0.122 acres (5,314 sqft)
Owner	Company Name on File
Last Sale	$202,300 (Aug 2025)
Tax Bill	$426 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-3606-06-004.000`

Property Details

APN / Parcel Number

Primary APN	`36-3606-06-004.000`
Alternative APN	`M3836360606004000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	818 sqft
Upper Floors Area	504 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,314 sqft (0.122 acres)
Lot Dimensions	118 ft deep x 45 ft wide
Porch	Enclosed Frame Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	977 W WAYNE ST
City	LIMA
State	OH
Zip	45805-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T ROBERTSONS ADDITION LOT 2636 W SIDE FF 045.000
Legal Subdivision	A T ROBERTSONS ADDITION
Legal Lot Number	2636
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2017
Census Tract	12900

Owner

Source: Allen County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2213, WHITTIER, CA 90610-2213
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit KJB FAMILY LP
Sep 27, 2023	Limited Warranty Deed, Transfer
Mar 29, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	20258615
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 16, 2026
Property Address	977 W WAYNE ST, LIMA, OH 45805-2475
Document Number	0000007470
Instrument Date	Jun 12, 2026
Instrument	20267470
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000007471,
Date	Jul 16, 2026
Instrument	20267471

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	977 W WAYNE ST, LIMA, OH 45805-2475
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	10010010016
Date	Oct 1, 2025
Book Page	2025/10016
Instrument	202510010010016

Lender

Name	KJB FAMILY LP
Type	Non-Lending Institution
Address	319 E LINCOLN HWY, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Aug 31, 2026

September 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 27, 2023
Property Address	977 W WAYNE ST, LIMA, OH 45805-2475
Document Number	9270008412
Book / Page	2023 / 8412
Instrument Date	Jun 6, 2023
Instrument	202309270008412
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6250 GRIFFIN RD, DAVIE, FL 33314-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 GRIFFIN RD # 109A, 109A, DAVIE, FL 33314-4421
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 29, 2022
Property Address	977 W WAYNE ST, LIMA, OH 45805-2475
Document Number	3290003621
Book / Page	2022 / 3621
Instrument Date	Mar 21, 2022
Instrument	202203290003621
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 GRIFFIN RD # 109, 109, DAVIE, FL 33314-4421
Investor	Possibly a Property Investor

Mortgage

Document Number	3290003627
Date	Mar 29, 2022
Book Page	2022/3627
Instrument	202203290003627

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00 (+0.47%)	$10,190 (-) Land $2,280 Building $7,910	$29,100 (-) Land $6,500 Building $22,600
2024	$424.00 (-6.81%)	$10,190 (+5.05%) Land $2,280 Building $7,910	$29,100 (+5.05%) Land $6,500 Building $22,600
2023	$455.00 (-14.63%)	$9,700 (-) Land $2,170 Building $7,530
2022	$533.00	$9,700 Land $2,170 Building $7,530
2021			$27,700 Land $6,200 Building $21,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Hanson Communications.

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