Brevard County property record for 981 Tupelo Cir, Cocoa, FL 32926
| Property Type | Single Family Home |
|---|---|
| Details | 2,046 sqft · built 2022 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $364,900 (Dec 2022) |
| Tax Bill | $4,318 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-36-06-77-G-13 |
| Primary APN | 24-36-06-77-G-13 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,046 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 2,046 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 38 sqft |
| Patio Area | 140 sqft |
| Account Number | 3023402 |
|---|---|
| Street Address | 981 TUPELO CIR |
| City | COCOA |
| State | FL |
| Zip | 32926-5239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY RIDGE - PHASE 2 LOT 13 BLK G |
| Legal Range | 36E |
| Legal Township | 24S |
| Legal Section | 06 |
| Legal Subdivision | HICKORY RIDGE - PHASE 2 |
| Legal Phase | 2 |
| Legal Block | G |
| Legal Lot Number | 13 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 62112 |
981 Tupelo Cir is owned and occupied by two individuals who bought it in December 2022.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 TUPELO CIR, COCOA, FL 32926-5239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 29, 2022 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on File |
| Deed Sale | Dec 29, 2022 · Amount on File |
| Deed Document Number | 2022299714 |
| Deed Book / Page | 9687 / 1108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 981 TUPELO CIR, COCOA, FL 32926-5239 |
| Document Number | 0000074383 |
| Book / Page | 10597 / 2211 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202674383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 981 TUPELO CIR, COCOA, FL 32926-5239 |
| Investor | Possibly a Property Investor |
| Document Number | 0000074383, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 10597/2211 |
| Instrument | 202674383 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 29, 2022 |
| Property Address | 981 TUPELO CIR, COCOA, FL 32926-5239 |
| Document Number | 0096871108 |
| Book / Page | 9687 / 1108 |
| Map Reference | MB 69 PG 8&9 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022299714 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,554.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, PENSACOLA, FL 32502-5618 |
| Name | Verified Name |
|---|---|
| Address | 981 TUPELO CIR, COCOA, FL 32926-5239 |
| Document Number | 0096871109 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 9687/1109 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 981 Tupelo Cir was $4,318 with exemptions applied, up 0.4% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,480 (-0.89%) | $322,480 (-0.89%) | |
| 2025 | $4,318.00 (+0.4%) Homeowner's exemption Veteran's exemption | $325,370 | $325,370 |
| 2024 | $4,301.00 (-0.28%) | ||
| 2023 | $4,313.00 (+910.07%) Homeowner's exemption | $326,440 (+832.69%) Land $50,000 Building $276,440 | $326,440 (+832.69%) Land $50,000 Building $276,440 |
| 2022 | $427.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 981 Tupelo Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 7 (2016–2025) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Tupelo Cir is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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