971 Tupelo Cir, Cocoa, FL 32926 Property Records

Brevard County property record for 971 Tupelo Cir, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	1,478 sqft · built 2022
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Dec 2022)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-36-06-77-G-12`

Property Details

APN / Parcel Number

Primary APN	`24-36-06-77-G-12`
Alternative APNs	`24-36-06-77-0000G.0-0012.00` `3023401`

Interior

Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	224 sqft

Location & Zoning

Account Number	3023401
Street Address	971 TUPELO CIR
City	COCOA
State	FL
Zip	32926-5239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY RIDGE - PHASE 2 LOT 12 BLK G
Legal Range	36E
Legal Township	24S
Legal Section	06
Legal Subdivision	HICKORY RIDGE - PHASE 2
Legal Phase	2
Legal Block	G
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1012
Census Tract	62112

Owner

971 Tupelo Cir is owned and occupied by two individuals who bought it in December 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	971 TUPELO CIR, COCOA, FL 32926-5239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Deed Document Number	2022288735
Deed Book / Page	9676 / 357
Record Updated	Sep 20, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 13, 2022
Property Address	971 TUPELO CIR, COCOA, FL 32926-5239
Document Number	0096760357
Book / Page	9676 / 357
Map Reference	MB 69 PG 8&9
Instrument Date	Dec 5, 2022
Instrument	2022288735
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 TUPELO CIR, COCOA, FL 32926-5239

Mortgage

Document Number	0009676358
Date	Dec 13, 2022
Instrument	9676/358

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 971 Tupelo Cir was $3,519 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,980 (-0.84%)	$260,980 (-0.84%)
2025	$3,519.00 Homeowner's exemption	$263,180 Land $45,000 Building $218,180	$263,180 Land $45,000 Building $218,180
2023	$3,473.00 (+713.35%) Homeowner's exemption	$265,010 (+657.17%) Land $50,000 Building $215,010	$265,010 (+657.17%) Land $50,000 Building $215,010
2022	$427.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 971 Tupelo Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Tupelo Cir is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20