Champaign County property record for 981 Terry Ln, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,189 sqft · built 1967 |
| Lot Size | 0.204 acres (8,892 sqft) |
| Owner | Company Name on Record |
| Last Sale | $85,000 (Nov 2007) |
| Tax Bill | $1,881 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer May 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 025445-8 |
| Primary APN | 025445-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 8,892 sqft (0.204 acres) |
| Lot Dimensions | 117 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025445-8 |
|---|---|
| Street Address | 981 TERRY LN |
| City | URBANA |
| State | OH |
| Zip | 43078-1268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 00-00-00 __ WALTERS SUB 3LOT 22 |
| Legal Subdivision | WALTERS SUB |
| Legal Lot Number | 22 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10500 |
Source: Champaign County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 981 TERRY LN, URBANA, OH 43078-1268 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2007 · Amount on Record |
| Deed Sale | Nov 7, 2007 · Amount on Record |
| Prior Sale | Dec 12, 2005 · Amount on Record |
| Deed Document Number | 20076194 |
| Deed Book / Page | 468 / 171 |
| Prior Transfer Date | Oct 30, 2007 |
| Prior Transfer Doc | 468/171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Nov 17, 2025 |
| Property Address | 981 TERRY LN, URBANA, OH 43078-1268 |
| Document Number | 00603/1742 |
| Book / Page | 603 / 1742 |
| Map Reference | VOL C PG 112-113 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 202500004619 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | May 17, 2021 |
| Property Address | 981 TERRY LN, URBANA, OH 43078-1268 |
| Document Number | 578/786 |
| Book / Page | 578 / 786 |
| Map Reference | VOL C PG 112-112 |
| Instrument Date | May 11, 2021 |
| Instrument | 202100002693 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1200 BAIR RD, URBANA, OH 43078-8460 |
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,881.00 (-0.9%) | $54,620 (+22.3%) Land $7,700 Building $46,920 | $156,060 (+22.32%) Land $22,010 Building $134,050 |
| 2024 | $1,898.00 (-0.37%) | $44,660 (-) Land $6,510 Building $38,150 | |
| 2023 | $1,905.00 (-0.52%) | $44,660 (-) Land $6,510 Building $38,150 | $127,580 (-) Land $18,590 Building $108,990 |
| 2022 | $1,915.00 | $44,660 Land $6,510 Building $38,150 | $127,580 Land $18,590 Building $108,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1979–2008) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA CITY PWS serves 11,428 people · EPA ID OH1101212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures