Champaign County property record for 949 Terry Ln, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,174 sqft · built 1966 |
| Lot Size | 0.205 acres (8,968 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,876 (2025) |
| Deeds & Mortgages | Jun 2010 Mortgage Jun 2007 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 025450-0 |
| Primary APN | 025450-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 8,968 sqft (0.205 acres) |
| Lot Dimensions | 118 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 320 sqft |
| Patio Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025450-0 |
|---|---|
| Street Address | 949 TERRY LN |
| City | URBANA |
| State | OH |
| Zip | 43078-1284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 00-00-00 __ WALTERS SUB 3LOT 17 |
| Legal Subdivision | WALTERS SUB |
| Legal Lot Number | 17 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10500 |
949 Terry Ln is owned and occupied by an individual who acquired it in October 2022.
Source: Champaign County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 949 TERRY LN, URBANA, OH 43078-1284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2010 | Deed of Trust, Mortgage PERPETUAL FSB |
| Jun 21, 2007 | Deed of Trust, Mortgage ABN AMRO MORTGAGE GROUP INC |
| Feb 8, 2005 | Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK |
| Oct 21, 2022 | Intrafamily Transfer, Transfer |
| Oct 21, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2022 |
| Transfer Doc | 00587/5537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 949 TERRY LN, URBANA, OH 43078-1284 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000489/262 |
|---|---|
| Date | Jun 16, 2010 |
| Book Page | 489/262 |
| Instrument | 201000002404 |
| Name | PERPETUAL FSB |
|---|---|
| Type | Bank |
| Address | URBANA, OH 43078 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jul 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 949 TERRY LN, URBANA, OH 43078-1284 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 00464/1784 |
|---|---|
| Date | Jun 21, 2007 |
| Book Page | 464/1784 |
| Instrument | 200700003474 |
| Name | ABN AMRO MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jul 1, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 949 TERRY LN, URBANA, OH 43078-1284 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 00437/2237 |
|---|---|
| Date | Feb 8, 2005 |
| Book Page | 437/2237 |
| Instrument | 200500000873 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 29, 2025 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Oct 21, 2022 |
| Property Address | 949 TERRY LN, URBANA, OH 43078-1284 |
| Document Number | 00587/5535 |
| Book / Page | 587 / 5535 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 202200005263 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 949 TERRY LN, URBANA, OH 43078-1284 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Oct 21, 2022 |
| Property Address | 949 TERRY LN, URBANA, OH 43078-1284 |
| Document Number | 00587/5537 |
| Book / Page | 587 / 5537 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 202200005264 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 949 TERRY LN, URBANA, OH 43078-1284 |
The 2025 property tax bill for 949 Terry Ln was $1,876 with a homeowner's exemption, down 1% from the year before.
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,876.00 (-0.95%) | $55,770 (+49.6%) Land $7,700 Building $48,070 | $159,360 Land $22,010 Building $137,350 |
| 2024 | $1,894.00 (+21.72%) Homeowner's exemption | $37,280 (-) Land $4,880 Building $32,400 | |
| 2023 | $1,556.00 (-0.51%) Homeowner's exemption | $37,280 (-) Land $4,880 Building $32,400 | $106,510 (-) Land $13,940 Building $92,570 |
| 2022 | $1,564.00 Homeowner's exemption | $37,280 Land $4,880 Building $32,400 | $106,510 Land $13,940 Building $92,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 949 Terry Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1979–2008) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 949 Terry Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA CITY PWS serves 11,428 people · EPA ID OH1101212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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