981 Summit St, Columbus, OH 43201 Property Records

Franklin County property record for 981 Summit St, Columbus, OH 43201

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,428 sqft · built 2006
Lot Size	0.014 acres (622 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2013)
Tax Bill	$4,974 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-280165`

Property Details

APN / Parcel Number

Primary APN	`010-280165`
Alternative APNs	`01028016500` `01028016580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	622 sqft (0.014 acres)
Garage Type	Detached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	981 SUMMIT ST
City	COLUMBUS
State	OH
Zip	43201-6507
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	973, 977, 981 SUMMIT STREET CONDOMINIUM ASSOCIATION UNIT 981
Legal Subdivision	973, 977 & 981 SUMMIT ST
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1004
Census Tract	2200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old North End Historic District (Boundary Increase) listed 1999 · 251 contributing resources · NRIS 99000702

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 SUMMIT ST, COLUMBUS, OH 43201-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2013 · Amount on Record
Deed Sale	Jan 25, 2013 · Amount on Record
Deed Document Number	201313101
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	981 SUMMIT ST, COLUMBUS, OH 43201-6507
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 SUMMIT ST, COLUMBUS, OH 43201-6507

Mortgage

Document Number	0000123491
Date	Oct 30, 2025
Instrument	202510300123491

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	981 SUMMIT ST, COLUMBUS, OH 43201-6507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139612
Date	Oct 6, 2017
Instrument	201710060139612

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,850 (-) Land $22,750 Building $88,100	$316,700 (-) Land $65,000 Building $251,700
2024	$4,974.00 (+1.28%) Homeowner's exemption	$110,850 (-) Land $22,750 Building $88,100
2023	$4,911.00 (+13.34%) Homeowner's exemption	$110,850 (+32.68%) Land $22,750 Building $88,100	$316,700 (+32.68%) Land $65,000 Building $251,700
2022	$4,333.00 Homeowner's exemption	$83,550 Land $16,170 Building $67,380
2020			$238,700 Land $46,200 Building $192,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bresco Broadband, Zentro.

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