978 Summit St, Columbus, OH 43201 Property Records

Franklin County property record for 978 Summit St, Columbus, OH 43201

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,506 sqft · built 2015
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (May 2025)
Tax Bill	$3,377 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-294041`

Property Details

APN / Parcel Number

Primary APN	`010-294041`
Alternative APN	`01029404100`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,506 sqft Living Area
1st Floor Area	836 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Wood/Aluminum
Lot Area	2,091 sqft (0.048 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	978 SUMMIT ST
City	COLUMBUS
State	OH
Zip	43201-3546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT ST SORIN SUB PT LOTS 1-3=0.048 ACRE
Legal Subdivision	SORIN SUB LOT 49-52 IN WM PHELANS MT PLE
Legal Lot Number	1-3 0
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2019
Census Tract	2200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old North End Historic District (Boundary Increase) listed 1999 · 251 contributing resources · NRIS 99000702

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 467, DEFIANCE, OH 43512-0467
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	202554046
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	978 SUMMIT ST, COLUMBUS, OH 43201-3546
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE LAND TITLE LLC, ACCURATE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152726
Date	Aug 26, 2021
Instrument	202108260152726

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	978 SUMMIT ST, COLUMBUS, OH 43201-3546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087159
Date	Jul 17, 2019
Instrument	201907170087159

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	978 SUMMIT ST, COLUMBUS, OH 43201-3546
Document Number	0000114192
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 SUMMIT ST COLUMBUS OH 432013546, COLUMBUS, OH 43201-3546

Mortgage

Document Number	0000114192
Date	Aug 5, 2020
Instrument	114192

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Nov 2, 2018
Property Address	978 SUMMIT ST, COLUMBUS, OH 43201-3546
Document Number	0000149748
Map Reference	MB1 PG286
Instrument Date	Oct 19, 2018
Instrument	201811020149748
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	NORTHWEST SELECT TITLE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000149749
Date	Nov 2, 2018
Instrument	201811020149749

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,990 (-) Land $75,250 Building $89,740	$471,400 (-) Land $215,000 Building $256,400
2024	$3,377.00 (+1.29%) Homeowner's exemption	$164,990 (-) Land $75,250 Building $89,740
2023	$3,334.00 (+94.4%) Homeowner's exemption	$164,990 (-7.3%) Land $75,250 Building $89,740	$471,400 (-7.3%) Land $215,000 Building $256,400
2022	$1,715.00 Homeowner's exemption	$177,980 Land $33,080 Building $144,900
2020			$508,500 Land $94,500 Building $414,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bresco Broadband, Zentro.

Nearby Properties on Summit St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures