981 State Rd 100, Florahome, FL 32140 Property Records

Putnam County property record for 981 State Rd 100, Florahome, FL 32140

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,402 sqft · built 1978
Lot Size53.4 acres (2,327,846 sqft)
OwnerIndividual Name on Record
Last Sale$925,000 (Feb 2026)
Tax Bill$4,301 (2025)
Deeds & MortgagesFeb 2026 Sale
Feb 2019 Sale & Mortgage
Flood ZoneZone A (high risk)
APN12-09-24-0000-002.0-001.0

Property Details

APN / Parcel Number

Primary APN12-09-24-0000-002.0-001.0
Alternative APN
  • 72210

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area3,402 sqft Living Area
1st Floor Area1,916 sqft
2nd Floor Area1,505 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1992
Exterior MaterialBrick/Wood
Lot Area2,327,846 sqft (53.4 acres)
Garage Area529 sqft
PorchPorch
Porch Area54 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number72210
Street Address981 STATE ROAD 100
CityFLORAHOME
StateFL
Zip32140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF W1/2 OF W1/2 OR213 P32
Legal Range24E
Legal Township09S
Legal Section12
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group1
Census Block1000
Census Tract950201

Owner

Source: Putnam County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5584 N OCEAN SHORE BLVD, PALM COAST, FL 32137-2700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Warranty Deed, Transfer
GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA
Feb 22, 2019Warranty Deed, Transfer · Conventional Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2026 · Amount on Record
Deed SaleFeb 6, 2026 · Amount on Record
Prior SaleFeb 22, 2019 · Amount on Record
Deed Document Number202654003499
Deed Book / Page1855 / 451
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateFeb 6, 2026
Property Address981 STATE ROAD 100, FLORAHOME, FL 32140
Document Number0018550451
Book / Page1855 / 451
Instrument DateFeb 4, 2026
Instrument202654003499
Transaction TypeTransfer
Record UpdatedFeb 26, 2026
Title CompanyGUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

AmountAmount Recorded
Tax$6,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 MAGNOLIA DR, EAST PALATKA, FL 32131-4181

Transferred To (Grantee/Buyer)

NameVerified Name
Address5584 N OCEAN SHORE BLVD, PALM COAST, FL 32137-2700

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateFeb 22, 2019
Property Address981 STATE ROAD 100, FLORAHOME, FL 32140
Document Number0015340548
Book / Page001534 / 000548
Instrument DateFeb 19, 2019
Instrument54003195
Transaction TypeTransfer
Record UpdatedMar 11, 2019
Title CompanyGUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10793 OAK MEADOW LN LAKE WORTH FL 334494624, LAKE WORTH, FL 33449-4624

Mortgage

Document Number15340551
DateFeb 22, 2019
Book Page001534/000551
Instrument54003196
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressALACHUA, FL 32615
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,301.00 (+21.91%) Homeowner's exemption$276,500 (+14.91%)$645,680 (+1.15%) Land $49,390 Building $596,290
2023$3,528.00 (+4.91%) Homeowner's exemption$240,630 (+2.54%)$638,330 (+9.73%) Land $49,330 Building $589,000
2022$3,363.00 Homeowner's exemption$234,670$581,740 Land $50,210 Building $531,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL
100 / 20
AT&T
Fixed Wireless
25 / 3

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