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980 State Rd 100, Florahome, FL 32140 Property Records

Putnam County property record for 980 State Rd 100, Florahome, FL 32140

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,963 sqft · built 2012
Lot Size3.99 acres (173,804 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Apr 2023)
Tax Bill$3,912 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2022 Foreclosure
+ 1 more
Flood ZoneZone A (high risk)
APN12-09-24-0000-004.1-001.0

Property Details

APN / Parcel Number

Primary APN12-09-24-0000-004.1-001.0
Alternative APN
  • 72225

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,963 sqft Living Area
1st Floor Area1,953 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialAluminum/Vinyl
Lot Area173,804 sqft (3.99 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number72225
Street Address980 STATE ROAD 100
CityFLORAHOME
StateFL
Zip32140-3319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF N1/2 OF NW1/4 OR550 P199
Legal Range24E
Legal Township09S
Legal Section12
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2107
Census Tract950202

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address980 STATE ROAD 100, FLORAHOME, FL 32140-3319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 21, 2022Trustee's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
May 16, 2018Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleJan 21, 2022 · Amount on Record
Deed Document Number202354008578
Deed Book / Page1707 / 449
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateApr 24, 2023
Property Address980 STATE ROAD 100, FLORAHOME, FL 32140-3319
Document Number0017070449
Book / Page1707 / 449
Instrument DateApr 21, 2023
Instrument202354008578
Transaction TypeTransfer
Record UpdatedMay 12, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 A1A N # N305, N305, PONTE VEDRA BEACH, FL 32082-3219

Transferred To (Grantee/Buyer)

NameVerified Name
Address980 STATE ROAD 100, FLORAHOME, FL 32140-3319

Mortgage

Document Number0001707452
DateApr 24, 2023
Instrument1707/452
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

January 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPUTNAM FL
Recording DateJan 21, 2022
Property Address980 STATE ROAD 100, FLORAHOME, FL 32140-3319
Document Number0016521153
Book / Page1652 / 1153
Instrument DateJan 20, 2022
Instrument202254001460
Transaction TypeForeclosure
Record UpdatedFeb 8, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,166.20
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address222 N 3RD ST, 222, PALATKA, FL 32177-3710

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 A1A N STE 305, 305, PONTE VEDRA BEACH, FL 32082-3219

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM FL
Property Address980 STATE ROAD 100, FLORAHOME, FL 32140-3319
Document Number0015131530
Instrument DateMay 16, 2018
Transaction TypeMortgage
Record UpdatedAug 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address980 STATE ROAD 100 FLORAHOME FL 321403319, FLORAHOME, FL 32140-3319

Mortgage

Document Number0015131530
DateJul 26, 2018
Book Page001513/001530
Instrument54013730
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,912.00 (-6.25%) Homeowner's exemption$253,480 (+5.79%)$253,480 (+5.79%) Land $55,860 Building $197,620
2023$4,173.00 (+93.91%)$239,610 (+41.51%)$239,610 (+8.4%) Land $47,880 Building $191,730
2022$2,152.00 Homeowner's exemption$169,320$221,040 Land $31,920 Building $189,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims3 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
Windstream
DSL		100 / 20
AT&T
Fixed Wireless		25 / 3

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