Montgomery County and Minden Town property record for 981 River Rd, Fort Plain, NY 13339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,060 sqft · built 1895 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,275 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 273089 8.-3-25 |
| Primary APN | 273089 8.-3-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 1,030 sqft |
| 2nd Floor Area | 1,030 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Width | 215 ft Width |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 216 sqft |
| Canopy | 230 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0785 |
|---|---|
| Street Address | 981 RIVER RD |
| City | FORT PLAIN |
| State | NY |
| Zip | 13339-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONF |
| Legal Block | 3 |
| Legal Lot Number | 25.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | MINDEN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 72500 |
Source: Montgomery County and Minden Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 981 RIVER RD, FORT PLAIN, NY 13339-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 11, 2006 |
| Record Updated | Oct 29, 2026 |
Source: Montgomery County and Minden Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Minden Town |
| Unified School District | Oppenheim-Ephratah-St. Johnsville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,275.00 (+5.63%) Homeowner's exemption | ||
| 2025 | $1,207.00 | $50,800 (-) Land $12,400 Building $38,400 | $74,706 (+17.65%) Land $18,235 Building $56,471 |
| 2023 | $50,800 Land $12,400 Building $38,400 | $63,500 Land $15,500 Building $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2006–2011) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Frontier DSL | 10 / 1 |
May also be available: Spectrum.
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