965 River Rd, Fort Plain, NY 13339 Property Records

Montgomery County and Minden Town property record for 965 River Rd, Fort Plain, NY 13339

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,058 sqft · built 1916
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Apr 2025)
Tax Bill$2,697 (2026)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN273089 8.-3-24

Property Details

APN / Parcel Number

Primary APN273089 8.-3-24
Alternative APNs
  • 308900800000030240000000
  • 0231

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,058 sqft Living Area
1st Floor Area1,248 sqft
Upper Floors Area810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area52,272 sqft (1.2 acres)
Lot Width302 ft Width
Garage TypeDetached
Garage Area1,344 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area72 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0231
Street Address965 RIVER RD
CityFORT PLAIN
StateNY
Zip13339-3207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCONF
Legal Block3
Legal Lot Number24.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionMINDEN
Census Block Group1
Census Block1031
Census Tract72500

Owner

Source: Montgomery County and Minden Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address66 W MAIN ST, LOT8, CORFU, NY 14036-9309
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleJun 21, 2012 · Amount on Record
Deed Document Number20251430
Record UpdatedOct 29, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateApr 30, 2025
Property Address965 RIVER RD, FORT PLAIN, NY 13339-3207
Document Number0000000430
Instrument DateApr 11, 2025
Instrument2025-1430
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 W MAIN ST # LOT8, 8, CORFU, NY 14036-9303
InvestorPossibly a Property Investor

Mortgage

Document Number0000000431
DateApr 30, 2025
Instrument2025-1431
Lender
NameSIDNEY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.8%
Type Change DateMay 1, 2032
Index1-Year CMT

Tax Assessment & Valuation

Source: Montgomery County and Minden Town assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMontgomery County
County SubdivisionMinden Town
Unified School DistrictOppenheim-Ephratah-St. Johnsville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,697.00 (+123.45%)
2025$1,207.00 (-52.93%)$82,400 (-) Land $12,700 Building $69,700$121,176 (+14.71%) Land $18,676 Building $102,500
2024$2,564.00 Homeowner's exemption$82,400 (-) Land $12,700 Building $69,700$105,641 (+2.56%) Land $16,282 Building $89,359
2023$82,400 Land $12,700 Building $69,700$103,000 Land $15,875 Building $87,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2006–2011)
Claims Outside the SFHA2 of 7
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Frontier
DSL
10 / 1

May also be available: Spectrum.

Nearby Properties on River Rd

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