981 Mudcut Rd, Marion, NC 28752 Property Records

McDowell County property record for 981 Mudcut Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,716 sqft · built 1986
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2021)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0698-00-90-7763`

Property Details

APN / Parcel Number

Primary APN	`0698-00-90-7763`
Alternative APN	`75650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,825 sqft
Lot Width	60 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	48 sqft
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75650
Street Address	981 MUDCUT RD
City	MARION
State	NC
Zip	28752-9020
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.58 AC PER SURVEY 10/14/2005
Jurisdiction	MCDOWELL NC
Township / Civil Division	MONTFORD COVE
Census Block Group	1
Census Block	1034
Census Tract	970902

Owner

Source: McDowell County records · APN 0698-00-90-7763

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	981 MUDCUT RD, MARION, NC 28752-9020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	0001362918
Deed Book / Page	1362 / 918
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 26, 2021
Property Address	981 MUDCUT RD, MARION, NC 28752-9020
Document Number	0013620918
Book / Page	1362 / 918
Instrument Date	Jul 26, 2021
Instrument	2021004787
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 MUDCUT RD, MARION, NC 28752-9020

Mortgage

Document Number	2021004788
Date	Jul 26, 2021
Instrument	2021004788

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00	$176,600 (-) Land $20,000 Building $156,600
2023	$1,250.00	$176,600 Land $20,000 Building $156,600	$176,600 Land $20,000 Building $156,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Nearby Properties on Mudcut Rd

Nearby Streets

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