821 Mudcut Rd, Marion, NC 28752 Property Records

McDowell County property record for 821 Mudcut Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,368 sqft · built 1988
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Feb 2019 Sale Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0698-00-80-5184`

Property Details

APN / Parcel Number

Primary APN	`0698-00-80-5184`
Alternative APN	`67485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Lot Width	800 ft Width
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	67485
Street Address	821 MUDCUT RD
City	MARION
State	NC
Zip	28752-9018
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:07 CITY/MUNI/TWP:MONTFORD COVE MAP REF:MAP:6980
Jurisdiction	MCDOWELL NC
Township / Civil Division	MONTFORD COVE
Census Block Group	1
Census Block	1034
Census Tract	970902

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 MUDCUT RD, MARION, NC 28752-9018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 22, 2018	Warranty Deed, Transfer · Conventional Mortgage MARK A & CRYSTAL S LAWING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019
Deed Sale	Feb 25, 2019
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	0001267873
Deed Book / Page	1267 / 873
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 25, 2019
Property Address	821 MUDCUT RD, MARION, NC 28752-9018
Document Number	0012670873
Book / Page	001267 / 000873
Instrument Date	Feb 22, 2019
Instrument	824
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	821 MUDCUT RD MARION NC 287529018, MARION, NC 28752-9018

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 22, 2018
Property Address	821 MUDCUT RD, MARION, NC 28752-9018
Document Number	0012370204
Book / Page	001237 / 000204
Instrument Date	Feb 22, 2018
Instrument	766
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	821 MUDCUT RD MARION NC 287529018, MARION, NC 28752-9018

Mortgage

Document Number	12370209
Date	Feb 22, 2018
Book Page	001237/000209
Instrument	767

Lender

Name	MARK A & CRYSTAL S LAWING
Address	318 PINE LAKE CT, SPARTANBURG, SC 29301-2907
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,296.00	$183,090 (-) Land $22,500 Building $160,590
2023	$1,296.00	$183,090 Land $22,500 Building $160,590	$183,090 Land $22,500 Building $160,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

No cell data coverage reported

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