Frederick County property record for 981 McDonald Rd, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,116 sqft · built 2003 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,456 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51A-64A |
| Primary APN | 51A-64A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| Gross Area | 4,711 sqft |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 478 sqft |
| Finished Basement | 478 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 70,132 sqft (1.61 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 287 sqft |
| Deck Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8013142 |
|---|---|
| Street Address | 981 MCDONALD RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 1.61 ACRES |
| Legal Subdivision | 1 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 50500 |
981 McDonald Rd is owned and occupied by two individuals.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 MCDONALD RD, WINCHESTER, VA 22602-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 981 McDonald Rd was $2,456, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,456.00 (+10.38%) | $463,440 Land $91,400 Building $372,040 | $463,440 Land $91,400 Building $372,040 |
| 2025 | $2,225.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 McDonald Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2004–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 McDonald Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures