1041 McDonald Rd, Winchester, VA 22602 Property Records

Frederick County property record for 1041 McDonald Rd, Winchester, VA 22602

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1996
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2025)
Tax Bill	$1,375 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`51A-61`

Property Details

APN / Parcel Number

Primary APN	`51A-61`
Alternative APN	`8013139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8013139
Street Address	1041 MCDONALD RD
City	WINCHESTER
State	VA
Zip	22602-2030
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	1.60 ACRES
Legal Subdivision	1
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	5
Census Block	5008
Census Tract	50500

Owner

1041 McDonald Rd, a mobile home, is owned by an individual who bought it in November 2025.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	841 DEER RUN DR, WINCHESTER, VA 22602-1951
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 7, 2020	Quit Claim Deed, Transfer DIRECT TITLE SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Apr 19, 2011 · Amount on File
Deed Document Number	202511995
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	0000008485
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1041 MCDONALD RD, WINCHESTER, VA 22602-2030
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 MCDONALD RD, WINCHESTER, VA 22602-2030

Mortgage

Document Number	0000000726
Date	Jan 28, 2026
Instrument	260000726

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 7, 2020
Property Address	1041 MCDONALD RD, WINCHESTER, VA 22602-2030
Document Number	0000008485
Instrument Date	Jul 6, 2020
Instrument	8485
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	DIRECT TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1041 MCDONALD RD WINCHESTER VA 226022030, WINCHESTER, VA 22602-2030

Tax Assessment & Valuation

The 2026 property tax bill for 1041 McDonald Rd was $1,375, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,375.00 (+10.44%)	$259,355 Land $92,200 Building $167,155	$259,355 Land $92,200 Building $167,155
2025	$1,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 McDonald Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2004–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 McDonald Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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