981 Main Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 981 Main Rd, Carmel, ME 04419 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,166 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0007 L:74-2`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0007 L:74-2`
Alternative APNs	`M:0007 L:74=2` `31`

Exterior

Architectural Style	Multi-Family
Lot Area	95,832 sqft (2.2 acres)

Location & Zoning

Account Number	31
Street Address	981 MAIN RD
City	CARMEL
State	ME
Zip	04419-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SPRINGFIELD
Legal Lot Number	74-2
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1038
Census Tract	11000

Owner

Source: Penobscot County and Carmel Town records · APN CARM M:0007 L:74-2

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 MAIN RD, CARMEL, ME 04419-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	981 MAIN RD, CARMEL, ME 04419-3402
Document Number	0151580329
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 MAIN ST SPRINGFIELD ME 04487, SPRINGFIELD, ME 04487

Mortgage

Document Number	0151580329
Date	May 29, 2019
Book Page	015158/000329
Instrument	14494

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,166.00 (+15.72%)	$263,700 (-) Land $46,000 Building $217,700
2024	$3,600.00 (+8.34%)	$263,700 (-) Land $46,000 Building $217,700
2022	$3,323.00	$263,700 Land $46,000 Building $217,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.