964 Main Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 964 Main Rd, Carmel, ME 04419 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$336,800 (Jan 2026)
Tax Bill	$793 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0016 L:05`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0016 L:05`
Alternative APN	`285`

Exterior

Architectural Style	Multi-Family
Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Account Number	285
Street Address	964 MAIN RD
City	CARMEL
State	ME
Zip	04419-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2008
Census Tract	11000

Owner

Source: Penobscot County and Carmel Town records · APN CARM M:0016 L:05

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	964 MAIN RD, GREENBUSH, ME 04418-3227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2018	Deed of Trust, Mortgage MAINE SAVINGS FCU
Aug 30, 2018	Intrafamily Transfer, Transfer · ARM MAINE SAVINGS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2026451
Deed Book / Page	17753 / 32
Prior Transfer Date	Dec 19, 2025
Prior Transfer Doc	0177530032
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENBUSH ME
Recording Date	Jan 12, 2026
Property Address	964 MAIN RD, CARMEL, ME 04419-3415
Document Number	0177530032
Book / Page	17753 / 32
Instrument Date	Dec 19, 2025
Instrument	451
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	964 MAIN RD, GREENBUSH, ME 04418-3227

Mortgage

Document Number	0000000452
Date	Jan 12, 2026
Instrument	452

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	964 MAIN RD, CARMEL, ME 04419-3415
Transaction Type	Mortgage
Record Updated	Feb 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149230100
Date	Aug 30, 2018
Book Page	14923/0100
Instrument	000000026050

Lender

Name	MAINE SAVINGS FCU

Agreement

Amount	Amount Recorded

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARMEL ME
Recording Date	Aug 30, 2018
Property Address	964 MAIN RD, CARMEL, ME 04419-3415
Document Number	0149230077
Book / Page	14923 / 0077
Instrument	000000026048
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026049
Date	Aug 30, 2018
Instrument	000000026049

Lender

Name	MAINE SAVINGS FCU

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 01, 2023

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$793.00 (+15.77%)	$50,200 (-) Land $31,800 Building $18,400
2024	$685.00 (+8.21%)	$50,200 (-) Land $31,800 Building $18,400
2022	$633.00	$50,200 Land $31,800 Building $18,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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