981 Hyacinth Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 981 Hyacinth Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,258 sqft · built 1951
Lot Size	0.141 acres (6,156 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2021)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-29-22-34-0029`

Property Details

APN / Parcel Number

Primary APN	`21-29-22-34-0029`
Alternative APNs	`8355002` `399247`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,156 sqft (0.141 acres)
Lot Dimensions	114 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	399247
Street Address	981 HYACINTH AVE E
City	SAINT PAUL
State	MN
Zip	55106-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAPP-THOMSSEN PHALEN W 3 5/1O FT OF LOT 16 AND ALL OF LOT 15 BLK 1
Legal Range	22
Legal Township	29
Legal Section	21
Legal Subdivision	CLAPP-THOMSSEN PHALEN
Legal Block	1
Legal Lot Number	16,15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1009
Census Tract	31100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 HYACINTH AVE E, SAINT PAUL, MN 55106-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Sep 24, 2020	Quit Claim Deed, Transfer BANK, THE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Nov 16, 2010 · Amount on File
Deed Document Number	20212714315
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0002675998
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 8, 2021
Property Address	981 HYACINTH AVE E, SAINT PAUL, MN 55106-2035
Document Number	0T02714315
Instrument Date	Sep 27, 2021
Instrument	T02714315
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	981 HYACINTH AVE E, SAINT PAUL, MN 55106-2035
Investor	Possibly a Property Investor

Mortgage

Document Number	0T02714316
Date	Oct 8, 2021
Instrument	T02714316

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 24, 2020
Property Address	981 HYACINTH AVE E, SAINT PAUL, MN 55106-2035
Document Number	0002675998
Instrument Date	Sep 17, 2020
Instrument	2675998
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	TITLE EXCELLENCE LLC

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	981 HYACINTH AVE E ST PAUL MN 551062035, ST PAUL, MN 55106-2035

Mortgage

Document Number	2675999
Date	Sep 24, 2020
Instrument	2675999

Lender

Name	BANK, THE
Type	Bank
Address	409 HIGHWAY 61 S, WAPELLO, IA 52653-1360

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 23, 2035

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,000 (+11.45%) Land $35,000 Building $259,000	$294,000 (+11.45%) Land $35,000 Building $259,000
2025	$4,266.00 (-0.74%)
2023	$4,298.00 Homeowner's exemption	$263,800 Land $25,000 Building $238,800	$263,800 Land $25,000 Building $238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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