972 Hyacinth Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 972 Hyacinth Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,407 sqft · built 1948
Lot Size	0.168 acres (7,316 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2016)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-29-22-34-0057`

Property Details

APN / Parcel Number

Primary APN	`21-29-22-34-0057`
Alternative APNs	`8478227` `321611`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	7,316 sqft (0.168 acres)
Lot Dimensions	124 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	321611
Street Address	972 HYACINTH AVE E
City	SAINT PAUL
State	MN
Zip	55106-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAPP-THOMSSEN PHALEN LOT 16 BLK 2
Legal Range	22
Legal Township	29
Legal Section	21
Legal Subdivision	CLAPP-THOMSSEN PHALEN
Legal Block	2
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1018
Census Tract	31100

Owner

972 Hyacinth Ave E is owned and occupied by an individual who bought it in July 2016.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	972 HYACINTH AVE E, SAINT PAUL, MN 55106-2036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
May 6, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Jun 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2016 · Amount on File
Deed Sale	Jul 13, 2016 · Amount on File
Deed Document Number	20162562467
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Jul 22, 2026
Property Address	972 HYACINTH AVE E, SAINT PAUL, MN 55106-2036
Document Number	0005114249
Instrument Date	Jul 10, 2026
Instrument	20265114249
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 HYACINTH AVE E, SAINT PAUL, MN 55106-2036

Mortgage

Document Number	0005114249,
Date	Jul 22, 2026
Instrument	20265114249

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 5, 2046

Interest

Rate	6.52%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	May 6, 2026
Property Address	972 HYACINTH AVE E, SAINT PAUL, MN 55106-2036
Document Number	0A05104818
Instrument Date	Apr 29, 2026
Instrument	20265104818
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 HYACINTH AVE E, SAINT PAUL, MN 55106-2036

Mortgage

Document Number	0005104818,
Date	May 6, 2026
Instrument	20265104818

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 25, 2046

Interest

Rate	6.46%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	972 HYACINTH AVE E, SAINT PAUL, MN 55106-2036
Document Number	0002617526
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 HYACINTH AVE E ST PAUL MN 551062036, ST PAUL, MN 55106-2036

Mortgage

Document Number	0002617526
Date	Jun 29, 2018
Instrument	2617526

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 972 Hyacinth Ave E was $4,670 with a homeowner's exemption, up 10.7% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,100 (+8.35%) Land $35,000 Building $253,100	$288,100 (+8.35%) Land $35,000 Building $253,100
2025	$4,670.00 (+10.72%) Homeowner's exemption	$265,900 Land $30,000 Building $235,900	$265,900 Land $30,000 Building $235,900
2024	$4,218.00 (-8.14%)
2023	$4,592.00 Homeowner's exemption	$251,200 Land $25,000 Building $226,200	$251,200 Land $25,000 Building $226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 972 Hyacinth Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 972 Hyacinth Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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