981 E Sterling Ln, Flagstaff, AZ 86005 Property Records

Coconino County property record for 981 E Sterling Ln, Flagstaff, AZ 86005

Property Summary

Property Type	Condominium
Details	2,743 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Last Sale	$435,000 (Dec 2019)
Tax Bill	$3,537 (2025)
Deeds & Mortgages	Dec 2019 Transfer Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-20-049`

Property Details

APN / Parcel Number

Primary APN	`105-20-049`
Alternative APN	`R0298542`

Interior

Stories	3 Stories
Building Area	2,743 sqft Living Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	4,356 sqft (0.1 acres)
Terrain	Gentle Slope
Garage Type	Built-in
Garage Area	460 sqft

Location & Zoning

Account Number	R0298542
Street Address	981 E STERLING LN
City	FLAGSTAFF
State	AZ
Zip	86005-6572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: PINNACLE PINES UNIT 1 LOT: 49 SIXTEENTH: NE QUARTER: NE SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	PINNACLE PINES UNIT 1
Legal Lot Number	49
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3003
Census Tract	902

Owner

Source: Coconino County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2009 N DEER CROSSING RD, FLAGSTAFF, AZ 86004-7798
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Dec 12, 2019	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Dec 12, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Dec 8, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	20193860410
Last Transfer Date	Sep 24, 2024
Transfer Doc	0004003207
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 12, 2019
Property Address	981 E STERLING LN, FLAGSTAFF, AZ 86005-6572
Document Number	0003860411
Instrument Date	Dec 4, 2019
Instrument	3860411
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1815 N DEER CROSSING RD FLAGSTAFF AZ 860047797, FLAGSTAFF, AZ 86004-7797

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 12, 2019
Property Address	981 E STERLING LN, FLAGSTAFF, AZ 86005-6572
Document Number	0003860413
Instrument Date	Dec 4, 2019
Instrument	3860413
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1815 N DEER CROSSING RD FLAGSTAFF AZ 860047797, FLAGSTAFF, AZ 86004-7797

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 12, 2019
Property Address	981 E STERLING LN, FLAGSTAFF, AZ 86005-6572
Document Number	0003860410
Instrument Date	Nov 5, 2019
Instrument	3860410
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5222 TIDEWATER PRESERVE BLVD, 5222, BRADENTON, FL 34208-5737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 E STERLING LN, FLAGSTAFF, AZ 86005-6572

Mortgage

Document Number	0003860412
Date	Dec 12, 2019
Instrument	3860412

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 8, 2017
Property Address	981 E STERLING LN, FLAGSTAFF, AZ 86005-6572
Document Number	0003803317
Instrument Date	Nov 2, 2017
Instrument	3803317
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	661 W CATTLE DRIVE TRL FLAGSTAFF AZ 860056968, FLAGSTAFF, AZ 86005-6968

Mortgage

Document Number	3803318
Date	Dec 8, 2017
Instrument	3803318

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,387 (+6.98%) Land $6,695 Building $58,692
2025	$3,537.00 (+24.85%)	$61,122 (-4.65%)	$611,216 (-4.65%) Land $66,950 Building $544,266
2024	$2,833.00 (+4.85%)	$64,103 Land $6,695 Building $57,408
2023	$2,702.00 Homeowner's exemption		$641,032 Land $66,950 Building $574,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Verizon.

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