973 E Sterling Ln, Flagstaff, AZ 86005 Property Records

Coconino County property record for 973 E Sterling Ln, Flagstaff, AZ 86005

Property Summary

Property Type	Condominium
Details	2,106 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-20-050`

Property Details

APN / Parcel Number

Primary APN	`105-20-050`
Alternative APN	`R0298543`

Interior

Stories	9 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 2006
Exterior Material	Plywood
Construction Type	Steel Frame
Lot Area	4,356 sqft (0.1 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Hot Water

Location & Zoning

Account Number	R0298543
Street Address	973 E STERLING LN
City	FLAGSTAFF
State	AZ
Zip	86005-6572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: PINNACLE PINES UNIT 1 LOT: 50 SIXTEENTH: NE QUARTER: NE SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	PINNACLE PINES
Legal Lot Number	50
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3003
Census Tract	902

Owner

Source: Coconino County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2311 W ASTER PL, CHANDLER, AZ 85248-3303
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Special Warranty Deed, Transfer
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025
Deed Sale	Dec 18, 2025
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	4030482
Record Updated	Jun 8, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 18, 2025
Property Address	973 E STERLING LN, FLAGSTAFF, AZ 86005-6572
Document Number	0004030482
Map Reference	CASE 9 MAP 78,78A&78
Instrument Date	Dec 18, 2025
Instrument	4030482
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 W ASTER PL, CHANDLER, AZ 85248-3303

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	973 E STERLING LN, FLAGSTAFF, AZ 86005-6572
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003838340
Date	Mar 29, 2019
Instrument	3838340

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 2, 2020
Property Address	973 E STERLING LN, FLAGSTAFF, AZ 86005-6572
Document Number	0003878049
Map Reference	CASE 9 MAP 78,78A&78
Instrument Date	Jun 23, 2020
Instrument	3878049
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4029 S HOLLAND RD, 4029, FLAGSTAFF, AZ 86005-8924

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2311 W ASTER PL, CHANDLER, AZ 85248-3303

Mortgage

Document Number	0003878050
Date	Jul 2, 2020
Instrument	3878050

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,588 (+2.04%) Land $6,695 Building $48,893
2025	$3,279.00 (+7.12%)		$555,883 (+2.04%) Land $66,950 Building $488,933
2024		$54,475 Land $6,695 Building $47,780
2023	$3,061.00		$544,754 Land $66,950 Building $477,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Verizon.

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