981 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 981 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,432 sqft · built 1982
Lot Size1.06 acres (46,174 sqft)
OwnerCompany Name on Record
Last Sale$109,082 (Dec 2005)
Tax Bill$8,576 (2025)
Flood ZoneZone X (minimal risk)
APN004-034-007-0162

Property Details

APN / Parcel Number

Primary APN004-034-007-0162

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,432 sqft Building Perimeter
1st Floor Area2,432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Lot Area46,174 sqft (1.06 acres)
Garage Area1,600 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address981 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-8724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-1036 P-2407 (L-543 P-315) 243 COM AT 1/4 POST BET SEC 33 & 34 TH N0DEG23'E 839.7FT TO MEANDER POST TH N18DEG 58'E ALG SH OF
Legal Lot Number2
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1081
Census Tract970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address981 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8724
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2005 · Amount on Record
Deed SaleDec 8, 2005 · Amount on Record
Deed Document Number200511007
Deed Book / Page1036 / 2407
Last Transfer DateNov 20, 2024
Transfer Doc01188/2032
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$859,500 (+15.48%)$1,719,000 (+15.48%)
2025$8,576.00 Homeowner's exemption$744,300 (+24.82%)$1,488,600 (+24.82%)
2023$596,300$1,192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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