Roscommon County property record for 971 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,968 sqft · built 1994 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $685,000 (Sep 2005) |
| Tax Bill | $13,655 (2025) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-034-007-0161 |
| Primary APN | 004-034-007-0161 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,968 sqft Building Perimeter |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1,312 sqft |
| Unfinished Basement | 1,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Area | 808 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 971 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-1032 P-1893 (L-869P-367&L-746 P-622) 243 971 E HIGGINS LK DR COM AT 1/4 POST BET SEC 33 & 34 TH N0DEG23'E 839.7 FT TO |
| Legal Lot Number | 2 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 970401 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18426 FOX HOLLOW CT, NORTHVILLE, MI 48168-8847 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2005 · Amount on Record |
| Deed Sale | Sep 20, 2005 · Amount on Record |
| Deed Document Number | 20058342 |
| Deed Book / Page | 1032 / 1893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 971 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8724 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1176/2503 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 1176/2503 |
| Instrument | 202100005035 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,100 (+48.35%) | $1,124,200 (+48.35%) | |
| 2025 | $13,655.00 | ||
| 2023 | $378,900 | $757,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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