981 Brandi Cir, Kyle, TX 78640 Property Records

Hays County property record for 981 Brandi Cir, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	2,242 sqft · built 1999
Owner	Owner Name on File
Last Sale	$138,500 (May 2006)
Tax Bill	$5,238 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118299100A020002`

Property Details

APN / Parcel Number

Primary APN	`118299100A020002`
Alternative APN	`R89006`

Interior

Stories	2 Stories
Building Area	2,242 sqft Living Area
Gross Area	2,642 sqft
1st Floor Area	921 sqft
2nd Floor Area	1,321 sqft

Exterior

Year Built	Built 1999
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R89006
Old Parcel Number	118299100A020002
Street Address	981 BRANDI CIR
City	KYLE
State	TX
Zip	78640-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEEPLECHASE SUBD PHASE III SEC 1, BLOCK A, LOT 20 TAX CODES:PCC,RSP,SHA,WEU,WPC,ACCD,EHA
Legal Subdivision	STEEPLECHASE SUBD PHASE III SEC 1
Legal Phase	3
Legal Block	A
Legal Lot Number	20
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1010
Census Tract	10924

Owner

The current owner of 981 Brandi Cir bought it in May 2006.

Source: Hays County records, as of October 15, 2025

Owner of Record	Owner Name on File
Mailing Address	981 BRANDI CIR, KYLE, TX 78640-5341
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Nov 20, 2019	Deed of Trust, Mortgage NATIONS RELIABLE LNDG
Jan 26, 2017	Deed of Trust, Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2006 · Amount on File
Deed Sale	May 11, 2006 · Amount on File
Deed Document Number	06013714
Deed Book / Page	2921 / 307
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	981 BRANDI CIR, KYLE, TX 78640-5341
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018950
Date	Apr 18, 2022
Instrument	22018950

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	981 BRANDI CIR, KYLE, TX 78640-5341
Document Number	0000043319
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 BRANDI CIR KYLE TX 786405341, KYLE, TX 78640-5341

Mortgage

Document Number	0000043319
Date	Nov 25, 2019
Instrument	43319

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	981 BRANDI CIR, KYLE, TX 78640-5341
Document Number	0000003727
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 BRANDI CIR KYLE TX 786405341, KYLE, TX 78640-5341

Mortgage

Document Number	0000003727
Date	Jan 31, 2017
Instrument	3727

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2032

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	Kyle City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,160 Land $79,300 Building $231,860	$311,160 Land $79,300 Building $231,860
2024	$5,238.00
2023		$266,200 Land $79,300 Building $295,460	$374,760 Land $79,300 Building $295,460
2018	$5,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 981 Brandi Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Brandi Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KYLE serves 52,000 people · EPA ID TX1050002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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