9809 Mosswood Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 9809 Mosswood Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,368 sqft · built 1945
Lot Size	1.91 acres (83,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Apr 2023)
Tax Bill	$11,063 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-0211-012-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0211-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,368 sqft Living Area
1st Floor Area	2,825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2015
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	83,635 sqft
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9809 MOSSWOOD CIR
City	FOLSOM
State	CA
Zip	95630-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-L (A)
Legal Description	POR OF LOT 3 OF SEC 23 T 10 N R 7 E MDB&M BEINGPOR OF PARCEL NO 2 IN RECORDED SURVEY BK 15 PG 24 DES AS BEG AT PT LOC N
Legal Range	07E
Legal Township	10N
Legal Section	23
Legal Subdivision	CURTIS G AND E M HOPPER
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2025
Census Tract	8210

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9809 MOSSWOOD CIR, FOLSOM, CA 95630-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE LENDING LLC
Apr 14, 2023	Grant Deed, Transfer · Commercial Mortgage LORETTA MATTY
Jun 5, 2018	Grant Deed, Transfer · Conventional Mortgage VILLAGE LAND CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Book / Page	20230414 / 396
Prior Transfer Date	Oct 4, 2012
Prior Transfer Doc	11070000000935
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9809 MOSSWOOD CIR, FOLSOM, CA 95630-1512
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10057 SURREY OAKS DR, DALLAS, TX 75229-6538

Mortgage

Document Number	0000000118
Date	May 30, 2024
Instrument	202405300118

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2023
Property Address	9809 MOSSWOOD CIR, FOLSOM, CA 95630-1512
Document Number	0000000396
Map Reference	MB 15 PG 24
Instrument Date	Apr 4, 2023
Instrument	202304140396
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 MOSSWOOD CIR, FOLSOM, CA 95630-1512

Mortgage

Document Number	0000000397
Date	Apr 14, 2023
Instrument	202304140397

Lender

Name	LORETTA MATTY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 5, 2018
Property Address	9809 MOSSWOOD CIR, FOLSOM, CA 95630-1512
Document Number	1806051016
Instrument Date	May 29, 2018
Instrument	1806051016
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9809 MOSSWOOD CIR FOLSOM CA 956301512, FOLSOM, CA 95630-1512

Mortgage

Document Number	1806051017
Date	Jun 5, 2018
Instrument	1806051017

Lender

Name	VILLAGE LAND CO LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,034,677 (+2%) Land $424,483 Building $610,194
2025	$11,063.00 (-17.21%)	$1,014,390 (+24.5%) Land $416,160 Building $598,230
2024	$13,362.00 (+50.24%)
2023	$8,894.00 (+1.47%)	$814,764 Land $300,752 Building $514,012
2022	$8,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - ASHLAND serves 3,300 people · EPA ID CA3410030
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, Cal.net, Succeed.Net.

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