9808 Montego Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 9808 Montego Ct, Windsor, CA 95492 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,025 sqft · built 1994
Lot Size	0.743 acres (32,355 sqft)
Owner	Company Name on File
Last Sale	$825,000 (May 2010)
Tax Bill	$10,413 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-170-010-000`

Property Details

APN / Parcel Number

Primary APN	`162-170-010-000`
Alternative APN	`162-170-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,025 sqft Living Area
Gross Area	4,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	32,355 sqft (0.743 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	162-170-010
Street Address	9808 MONTEGO CT
City	WINDSOR
State	CA
Zip	95492-7961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOOTHILL OAKS UNIT #4 LOT 34
Legal Subdivision	FOOTHILL OAKS UNIT #4
Legal Tract	854
Legal Block	2
Legal Lot Number	34
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2002
Census Tract	153807

Owner

Source: Sonoma County records · APN 162-170-010-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9808 MONTEGO CT, WINDSOR, CA 95492-7961
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2010 · Amount on Record
Deed Sale	May 04, 2010 · Amount on Record
Prior Sale	Mar 28, 1994 · Amount on Record
Deed Document Number	201036952
Prior Transfer Date	Jun 04, 2001
Prior Transfer Doc	0000077453
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	9808 MONTEGO CT, WINDSOR, CA 95492-7961
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000327
Date	Jan 03, 2019
Instrument	2019000327

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,413.00 (+4.35%) Homeowner's exemption	$865,337 (+4.04%) Land $175,631 Building $689,706
2023	$9,979.00 (+1.86%) Homeowner's exemption	$831,737 Land $168,812 Building $662,925
2022	$9,797.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971538072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1983–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1997, river or lake flooding, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 29% of California
Wildfire Likelihood	About 1 in 943 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 573 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.