9801 Montego Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 9801 Montego Ct, Windsor, CA 95492 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,699 sqft · built 1994
Lot Size	0.424 acres (18,476 sqft)
Owner	2 Individual Names on File
Last Sale	$838,181 (Jun 2004)
Tax Bill	$12,039 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-170-012-000`

Property Details

APN / Parcel Number

Primary APN	`162-170-012-000`
Alternative APN	`162-170-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,699 sqft Living Area
Gross Area	3,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	18,476 sqft (0.424 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	162-170-012
Street Address	9801 MONTEGO CT
City	WINDSOR
State	CA
Zip	95492-7961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOOTHILL OAKS UNIT #4 LOT 36
Legal Subdivision	FOOTHILL OAKS
Legal Tract	854
Legal Block	2
Legal Lot Number	36
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2002
Census Tract	153807

Owner

Source: Sonoma County records · APN 162-170-012-000

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9801 MONTEGO CT, WINDSOR, CA 95492-7961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2004 · Amount on Record
Deed Sale	Jun 07, 2004 · Amount on Record
Prior Sale	Apr 29, 1994 · Amount on Record
Deed Document Number	200486917
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	9801 MONTEGO CT, WINDSOR, CA 95492-7961
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMER TTL CO SANTA ROSA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9801 MONTEGO CT, WINDSOR, CA 95492-7961

Mortgage

Document Number	0000013241
Date	Mar 28, 2024
Instrument	2024013241

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	9801 MONTEGO CT, WINDSOR, CA 95492-7961
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9801 MONTEGO CT, WINDSOR, CA 95492-7961

Mortgage

Document Number	0000022766
Date	Feb 25, 2021
Instrument	2021022766

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 01, 2026
Change Frequency	5 Years
Min Rate At Change	2.62%
Max Rate At Change	4.75%
Index	5-Year TN
Max Rate	4.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	9801 MONTEGO CT, WINDSOR, CA 95492-7961
Document Number	0000058948
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 06, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9801 MONTEGO CT WINDSOR CA 954927961, WINDSOR, CA 95492-7961

Mortgage

Document Number	0000058948
Date	Aug 23, 2019
Instrument	58948

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2044

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,039.00 (+6.25%) Homeowner's exemption	$1,018,000 (+6.04%) Land $340,000 Building $678,000
2023	$11,331.00 (-0.11%) Homeowner's exemption	$960,000 Land $320,000 Building $640,000
2022	$11,344.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971538072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1983–1997)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1997, river or lake flooding, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 29% of California
Wildfire Likelihood	About 1 in 943 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 573 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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