1. Home
  2. Illinois
  3. Cook County
  4. Chicago
  5. S Charles St

9806 S Charles St, Chicago, IL 60643 Property Records

Cook County property record for 9806 S Charles St, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,000 sqft · built 1951
Lot Size0.1 acres (4,375 sqft)
Owner2 Individual Names on File
Last Sale$281,000 (Mar 2026)
Tax Bill$1,976 (2023)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-07-219-048

Property Details

APN / Parcel Number

Primary APN25-07-219-048
Alternative APN
  • 25-07-219-048-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1953
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTile
Lot Area4,375 sqft (0.1 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address9806 S CHARLES ST
CityCHICAGO
StateIL
Zip60643-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLOTS 75 & 76 IN HOWARD OVIATES SUB IN SEC07 T37N R14E 3P
Legal Range14E
Legal Township37N
Legal Section07
Legal SubdivisionHOWARD OVIATES
Legal Lot Number75
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1008
Census Tract720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9806 S Charles St is owned and occupied by two individuals who bought it in March 2026.

Source: Cook County records, as of July 1, 2026

Owner of Record2 Individual Names on File
Mailing Address9806 S CHARLES ST, CHICAGO, IL 60643-1206
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2026 · Amount on File
Deed SaleMar 18, 2026 · Amount on File
Deed Document Number202618081
Record UpdatedOct 29, 2026

March 2026: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionCOOK IL
Recording DateMar 18, 2026
Property Address9806 S CHARLES ST, CHICAGO, IL 60643-1206
Document Number0007718081
Instrument DateFeb 27, 2026
Instrument2607718081
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$281.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9806 S CHARLES ST, CHICAGO, IL 60643-1206

Mortgage

Document Number0007718082
DateMar 18, 2026
Instrument2607718082
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate6.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,977 Land $5,469 Building $9,508$149,770 Land $54,690 Building $95,080
2023$1,976.00 (+3.13%)
2022$1,916.00 (+1.81%) Homeowner's exemption$11,000 (-) Land $4,375 Building $6,625$110,000 (-) Land $43,750 Building $66,250
2021$1,882.00 Homeowner's exemption$11,000 Land $4,375 Building $6,625$110,000 Land $43,750 Building $66,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9806 S Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9806 S Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Nearby Properties on S Charles St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures