9802 S Charles St, Chicago, IL 60643 Property Records

Cook County property record for 9802 S Charles St, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,326 sqft · built 1977
Lot Size0.2 acres (8,700 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Jan 2014)
Tax Bill$5,855 (2023)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25-07-219-047

Property Details

APN / Parcel Number

Primary APN25-07-219-047
Alternative APN
  • 25-07-219-047-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,326 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1979
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,700 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address9802 S CHARLES ST
CityCHICAGO
StateIL
Zip60643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionHOWARD (OVIATTS) SUB OF LTS 1-17 INCL & LTS 25,26,29 & 30 OF BLK 5 & LTS 15,16,18 & 19 & 26 OF BLK 3 IN HILLIARD & DOBBINS FI
Legal Range14E
Legal Township37N
Legal Section07
Legal SubdivisionOVIATTS SUB
Legal Block3,5
Legal Lot Number1-19,
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1008
Census Tract720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9800 S CHARLES ST, CHICAGO, IL 60643-1206
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2014 · Amount on Record
Deed SaleJan 8, 2014 · Amount on Record
Prior SaleMay 7, 2013
Deed Document Number201433058
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9802 S CHARLES ST, CHICAGO, IL 60643
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028739116
DateOct 14, 2021
Instrument2128739116
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,000 (+25.81%) Land $10,875 Building $28,125$390,000 (+25.81%) Land $108,750 Building $281,250
2023$5,855.00 (+2.92%)
2022$5,689.00 (+1.97%) Homeowner's exemption$31,000 (-) Land $8,700 Building $22,300$310,000 (-) Land $87,000 Building $223,000
2021$5,579.00 Homeowner's exemption$31,000 Land $8,700 Building $22,300$310,000 Land $87,000 Building $223,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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