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9803 Falling Stream Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9803 Falling Stream Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,497 sqft · built 2005
Lot Size0.153 acres (6,688 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Oct 2017)
Tax Bill$2,274 (2023)
Deeds & MortgagesOct 2020 Line of Credit
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN031-493-41

Property Details

APN / Parcel Number

Primary APN031-493-41

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,497 sqft Heated Area
Gross Area2,987 sqft
1st Floor Area1,148 sqft
Upper Floors Area1,349 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,688 sqft (0.153 acres)
Garage Area420 sqft
PorchPorch
Porch Area70 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-493-41
Street Address9803 FALLING STREAM DR
CityCHARLOTTE
StateNC
Zip28214-1472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL109 M41-816
Legal SubdivisionHARWOOD LNDG PH 01 MAP 02
Legal Lot Number109
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1011
Census Tract6014

Owner

9803 Falling Stream Dr is owned and occupied by an individual who acquired it in October 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address9803 FALLING STREAM DR, CHARLOTTE, NC 28214-1472
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Quit Claim Deed, Transfer · Line of Credit
MORGAN STANLEY MTG CAP HLDGS L
Oct 31, 2017Warranty Deed, Transfer
INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2017 · Amount on File
Deed SaleOct 31, 2017 · Amount on File
Prior SaleFeb 28, 2006 · Amount on File
Deed Document Number0000147850
Deed Book / Page032239 / 000921
Last Transfer DateOct 21, 2020
Transfer Doc0000174480
Record UpdatedJun 7, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateOct 21, 2020
Property Address9803 FALLING STREAM DR, CHARLOTTE, NC 28214-1472
Document Number0000174480
Book / Page035210 / 000313
Instrument DateOct 20, 2020
Instrument174480
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067

Mortgage

Document Number174481
DateOct 21, 2020
Book Page035210/000371
Instrument174481
Lender
NameMORGAN STANLEY MTG CAP HLDGS L
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
Term60 Months
DueOct 20, 2025
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 31, 2017
Property Address9803 FALLING STREAM DR, CHARLOTTE, NC 28214-1472
Document Number0000147850
Book / Page032239 / 000921
Instrument DateOct 30, 2017
Instrument147850
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount on Record
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 9803 Falling Stream Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9803 Falling Stream Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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