Mecklenburg County property record for 9745 Falling Stream Dr, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,665 sqft · built 2004 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,500 (Mar 2005) |
| Tax Bill | $2,304 (2023) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-493-40 |
| Primary APN | 031-493-40 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,665 sqft Heated Area |
| Gross Area | 3,180 sqft |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 1,433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,490 sqft (0.148 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 95 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 031-493-40 |
|---|---|
| Street Address | 9745 FALLING STREAM DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-1471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L110 M41-816 |
| Legal Subdivision | HARWOOD LNDG PH 01 MAP 02 |
| Legal Lot Number | 110 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 12, PAW CREEK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 6014 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9745 FALLING STREAM DR, CHARLOTTE, NC 28214-1471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2005 · Amount on Record |
| Deed Sale | Mar 24, 2005 · Amount on Record |
| Prior Sale | Mar 24, 2005 · Amount on Record |
| Deed Document Number | 0000051949 |
| Deed Book / Page | 018510 / 000542 |
| Last Transfer Date | Sep 29, 2015 |
| Transfer Doc | 0000127576 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 9745 FALLING STREAM DR, CHARLOTTE, NC 28214-1471 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000069208 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 33566/106 |
| Instrument | 2019069208 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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